Is Cashback Credit for Axis Flipkart Credit Card considered as Payment?

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IamRage

I got around 3000rs as cashback for using Axis Flikpkart Credit Card and my bill generated for that month was 2800 smthng.
So I didnt make any payment since the cashback itself was more than 2800. Does Axis consider this or it would come as not paid ?

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Terms and conditions mentioned as…
Non-customer initiated payment/credit such as Merchant refund/cashback charge reversals etc. received into the credit card account will not be considered as a payment towards the outstanding of the card. However, such credits will be considered to compute the subsequent month’s dues. @IamRage

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IamRage wrote:

oh okay , makes sense. I tried asking them and they said cashback won’t be considered as payment and Axis never waiver the charges in any cases.
will try asking again couple of times more to different persons and see how that goes.

Thanks for your the reply and info and thanks @sri222 .for your help.

What they told is definitely false that Axis never waives any charges. I’ve myself done this 2-3 times, but not recently. Can’t say if they’ve become much more strict since covid.

But yes, it depends person to person and good luck.

And going forward, doesn’t matter how much cashback or what bill, always pay atleast min due in such cases where u think bill is already paid. This will save you lot of worry.

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atx88 wrote:

What they told is definitely false that Axis never waives any charges. I’ve myself done this 2-3 times, but not recently. Can’t say if they’ve become much more strict since covid.

But yes, it depends person to person and good luck.

And going forward, doesn’t matter how much cashback or what bill, always pay atleast min due in such cases where u think bill is already paid. This will save you lot of worry.

No luck, they said due to a technical issue the cashback for the month of oct was credited 2 days after the bill generation for everyone and also I am not eligible as per the system for reversal due to some 6 months criteria , the cc person was not able to convey this properly so I couldn’t understand what he was trying to say.
I guess he was trying to say since my card is not 6 months old I am not eligible for reversal

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@sri222 @atx88 – got the late payment fee reversed through nodal officer. Thanks for the help 

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