https://www.desidime.com/discussions/is-cheq-good-in-tracking-credit-card-bill-and-payment-to-cc-amounts-like-how-cred-does?page=1#post_9150244
No, it tracks from experian report instead of your email/sms like cred. It will only track what is reported by bank to experian and only reduce what you paid through cheq app