Is it a good idea to setup autopay for credit card bill payment?

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Deal Lieutenant
prodime17
I wanted to know if setting up autopay for credit card bills is a good idea to avoid that monthly hassle.
Have you guys ever tried setting up autopay?
Let me know if you have any knowledge and experience about the same.

Thanks in advance:)
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Deal Cadet Deal Cadet
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IMO, not really

That's for my use case where the spending account I have has limited money for the monthly budget. So I can't risk the chance of there being less balance, payment failure with additional charges etc 

It's better to have a habit of making sure that it's manually paid on time & credited.

Might work for some who have multiple cards but still, the rare chance of autopay failing or something like that exists.

Deal Lieutenant Deal Lieutenant
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Alright, understood

Benevolent Benevolent
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nope i manually pay and get extra cashback for cc bill payment  😂

Deal Lieutenant Deal Lieutenant
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Sounds good🤣

Deal Cadet Deal Cadet
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You can set up NACH but I don't like auto pay I want control over payments and flexibility.

Deal Lieutenant Deal Lieutenant
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Whats NACH?

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