Is it good to open a BSBDA account in HDFC Bank which is a free Zero balance account ?

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Deal Cadet
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https://cdn0.desidime.com/attachments/photos/634984/medium/Screenshot_20200904-005214.png?1599161110https://cdn0.desidime.com/attachments/photos/634985/medium/Screenshot_20200904-005420.png?1599161129https://cdn0.desidime.com/attachments/photos/634986/medium/Screenshot_20200904-005443.png?1599161146


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There are lots of limitations on BSBDA account (set by govt), you can clearly read it in the last pic.

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BlueFlash wrote:

There are lots of limitations on BSBDA account (set by govt), you can clearly read it in the last pic.

Yes I read, I just require a HDFC debit card for online purchases.

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Vamshi1050 wrote:

Yes I read, I just require a HDFC debit card for online purchases.

you will get jandhan rupay debit card
with no offer
i have this useless account

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meragoyou153 wrote:

you will get jandhan rupay debit card
with no offer
i have this useless account

But many times they refuse to open this a/c saying such account does not exist with them.
#myFriendsExp

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caks2006407 wrote:

But many times they refuse to open this a/c saying such account does not exist with them.
#myFriendsExp

One need to prove that they are unprivileged to have the regular account. Read it as BPL family.

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ramadesidime wrote:

One need to prove that they are unprivileged to have the regular account. Read it as BPL family.

Yes, the govt primarily made this account in view for BPL category. Although anyone can open this account, banks will generally try to offer these accounts only to underprivileged people, for rest they will ask to go for a regular savings account (not a hardline though).
OP: Get a normal savings account, and specifically ask them to give the lowest fee card (classic rupay card)

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useless account, you get RuPay PMJDY card, HDFC bank offer not applied.

https://cdn0.desidime.com/attachments/photos/635004/medium/6904163XoLrrFJ.jpg?1599194179

open any normal saving bank account and apply for HDFC RuPay Platinum International debit card (HDFC bank offer applied)

https://cdn0.desidime.com/attachments/photos/635005/medium/6904163ZYug786.png?1599194183

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abhishek012 wrote:

useless account, you get RuPay PMJDY card, HDFC bank offer not applied.

https://cdn0.desidime.com/attachments/photos/635004/medium/6904163XoLrrFJ.jpg?1599194179

open any normal saving bank account and apply for HDFC RuPay Platinum International debit card (HDFC bank offer applied)

https://cdn0.desidime.com/attachments/photos/635005/medium/6904163ZYug786.png?1599194183

How about rural account for farmers, we will get an international debit card
Edit:- are they both same ?

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Vamshi1050 wrote:

How about rural account for farmers, we will get an international debit card
Edit:- are they both same ?

Yes, Apply for HDFC RuPay Platinum International debit card

and Farmers also get RuPay Kisan Card.

RuPay Kisan Card Scheme aims at providing need based and timely credit support to the farmers for their cultivation needs as well as non-farm activities in a cost effective manner.

Farmers under this scheme are issued a RuPay Kisan Card on their account.

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