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is it true that 5% cashback on CITIBANK PREMIER MILES CARD ?

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Santushal

https://cdn0.desidime.com/attachments/photos/800092/medium/CITIBANK_PREMIER_MILES_CARD.png?1661778840

CITIBANK PREMIER MILES CARD

The above screenshot was taken from creditmantri website. Is it true that we can get 5% cashback on utility bill payments? Also, they mentioned no joining fee.

I would like to know if these are true or if there are any hidden terms.

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