Is it worth using Cred for pennies?

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Deal Cadet
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Cred is not doubt an amazing app to manage your Credit card payments but is it worth? I used to get rs2-4 per rs1,000 payment. rs8-12 on rs10,000

Shop section have minor reduced pricing. I received amazon echo, alexa coupons which works with specific seller and normally that is the sale price from other sellers. Same goes for Leaf and others.

Received Airtel DTH rs1000 off, but airtel already offering rs1,000. what is the use of the coupon?

I have stopped using the Cred and prefer UPI, direct bank payments. Get monthly statement via email and pay all the bills at the specific date. Auto-debit is enabled for extra safety in-case i miss any bill.

Do they not track, record amount and type of products we spend on? Then target us to make bigger purchases through their app?

This helps me to not spend on their Shop section. This is my personal experience with the cred.

Please share your pros, cons of using cred.

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Deal Captain Deal Captain
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If you have Cred you'll be more popular as they will share your existence with the larger world.
Deal Cadet Deal Cadet
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and how they will do that? by learning everything about amount we spend on on particular products and then target them via different medium like Shop, Travel?
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