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is Slice Card (or uni card or other) really good?

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MAN_IN_BLACK

Hello friends,

I’m looking Slice and Uni card ads allover. Ads are saying that it is complete free (no charges or fees) and also provides 3-6 months no cost EMI if we pay on time.

So, I really want to know are this card really good enough in all aspects to credit card?

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Hotshot Hotshot
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If you have credit card never apply for this because this reflects as a loan on cibil which isn’t good for long term.

Deal Newbie Deal Newbie
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How to cancel slice credit card

Deal Subedar Deal Subedar
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Fanil wrote:

If you have credit card never apply for this because this reflects as a loan on cibil which isn’t good for long term.

What if we don’t have credit card? I got this as my first credit card

Chennai Super Kings Chennai Super Kings
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Dealo wrote:

What if we don’t have credit card? I got this as my first credit card

It’s not a credit card bhai. It’s credit with card , meaning they have given you a loan which you can spend through that card.

Comrade Comrade
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Im using this since 6 months and i’m not seeing in cibil.

Deal Subedar Deal Subedar
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Tanmayyy wrote:

It’s not a credit card bhai. It’s credit with card , meaning they have given you a loan which you can spend through that card.

Should i use it or close it? As it’s my card/loan ever

Chennai Super Kings Chennai Super Kings
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Dealo wrote:

Should i use it or close it? As it’s my card/loan ever

You can use it to jump start your credit score and history but don’t relly on it too much. Try to get a real credit card once you can.

Deal Subedar Deal Subedar
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Tanmayyy wrote:

You can use it to jump start your credit score and history but don’t relly on it too much. Try to get a real credit card once you can.

Okay, thanks

Hotshot Hotshot
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Dealo wrote:

What if we don’t have credit card? I got this as my first credit card

Then fine.. but still always try to go for a credit card as loan impact on cibil is more than cc impact given that you are making timely payments

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