Any premium LTF credit card card on card to card basis

@drupal @_One_Miller_ @SARDARKHAN

What I have is-
SBI Simplyclick Advantage credit card with limit slightly more than 1 Lakh
I am holding it for more than Nine Months now

Any Premium/Good Rewarding credit card, you can suggest-

Dev-m wrote:

@drupal @_One_Miller_ @SARDARKHAN

What I have is-
SBI Simplyclick Advantage credit card with limit slightly more than 1 Lakh
I am holding it for more than Nine Months now

Any Premium/Good Rewarding credit card, you can suggest-

Simply Click Advantage is FD based card na?

drupal wrote:

Simply Click Advantage is FD based card na?

Yes

_One_Miller_ wrote:

Yes

+1

You should have kept that FD in HDFC and wait for pre-approved(lien free) CC and the journey starts from there for premium card.

caks2006407 wrote:

You should have kept that FD in HDFC and wait for pre-approved(lien free) CC and the journey starts from there for premium card.

Thanks

I had opened account in hdfc just before lockdown-
I need to change Mobile number but
I could not find the option to change mobile number and email id from netbanking- it asks to download form and submit at branch to change. Can’t I change contact details online?

Dev-m wrote:

Thanks

I had opened account in hdfc just before lockdown-
I need to change Mobile number but
I could not find the option to change mobile number and email id from netbanking- it asks to download form and submit at branch to change. Can’t I change contact details online?

Ask customer care that you will send signed-scanned copies or upload in their website. They allow address change this way

Dev-m wrote:

@drupal @_One_Miller_ @SARDARKHAN

What I have is-
SBI Simplyclick Advantage credit card with limit slightly more than 1 Lakh
I am holding it for more than Nine Months now

Any Premium/Good Rewarding credit card, you can suggest-

You can apply for ICICI Platinum card. After 3 month upgrade to Amazon Pay card.

Vladimir-Putin wrote:

You can apply for ICICI Platinum card. After 3 month upgrade to Amazon Pay card.

Is this card LTF?
And for this you should be having an ICICI account right?

Vladimir-Putin wrote:

You can apply for ICICI Platinum card. After 3 month upgrade to Amazon Pay card.

I don’t think it works like this anymore bro, it seems now amazon pay card is only being given if either a good history of 1 year+ with ICICI in terms of savings acc &/or card or a solid income proof of 4 lakh+.
@mrKool_JJ yes this card is ltf

anyone knows any LTF SBI CC available ??

caks2006407 wrote:

You should have kept that FD in HDFC and wait for pre-approved(lien free) CC and the journey starts from there for premium card.

I have HDFC regalia for more than 2 years now with limit of 6l. Suggest some good card which i can get without any income proof.

tank_u_m8 wrote:

I have HDFC regalia for more than 2 years now with limit of 6l. Suggest some good card which i can get without any income proof.

you can upgrade it to diners club black

Dev-m wrote:

@drupal @_One_Miller_ @SARDARKHAN

What I have is-
SBI Simplyclick Advantage credit card with limit slightly more than 1 Lakh
I am holding it for more than Nine Months now

Any Premium/Good Rewarding credit card, you can suggest-

get a hdfc cc

tank_u_m8 wrote:

I have HDFC regalia for more than 2 years now with limit of 6l. Suggest some good card which i can get without any income proof.

With 6l limit almost all banks would be happy to give you credit card on card 2 card basis.

SARDARKHAN wrote:

you can upgrade it to diners club black

How?

tank_u_m8 wrote:

How?

Download upgrade form from HDFC Credit cards Forms centre. Fill it. Send to Chennai address. Attach ITR with computation sheet.

HYSTERIA....Doc wrote:

Download upgrade form from HDFC Credit cards Forms centre. Fill it. Send to Chennai address. Attach ITR with computation sheet.

I said earlier also, i need a way without any income proof as i am a student and don’t have any.

With 6 Lakhs limit in your Regalia, you don’t need to send any proof. Simply send the filled up Upgrade form for upgrade to Diners black. Minimum limit in existing card for upgrade is as follows –
For upgrade to Regalia, Diners Privilege – 3 Lakhs limit
For upgrade to Diners Black – 5 Lakhs limit
For upgrade to Infinia – 8 Lakhs limit

HYSTERIA....Doc wrote:

With 6 Lakhs limit in your Regalia, you don’t need to send any proof. Simply send the filled up Upgrade form for upgrade to Diners black. Minimum limit in existing card for upgrade is as follows –
For upgrade to Regalia, Diners Privilege – 3 Lakhs limit
For upgrade to Diners Black – 5 Lakhs limit
For upgrade to Infinia – 8 Lakhs limit

Agree

Last year, I applied Standard C ULTIMATE with card on card. They needed only photocopy of my hdfc bill and asked me to keep some unutilized credit on the card.
HDFC limit was 5 lac and SC also gave the same limit. No income documents asked by them for the same. Card issued in 10 days.

HYSTERIA....Doc wrote:

With 6 Lakhs limit in your Regalia, you don’t need to send any proof. Simply send the filled up Upgrade form for upgrade to Diners black. Minimum limit in existing card for upgrade is as follows –
For upgrade to Regalia, Diners Privilege – 3 Lakhs limit
For upgrade to Diners Black – 5 Lakhs limit
For upgrade to Infinia – 8 Lakhs limit

upgrade to Dcb – limit should be 4clacs not 5.
This is called floor limit of the card.

How to apply for credit card against card 2 card

kurk wrote:

Last year, I applied Standard C ULTIMATE with card on card. They needed only photocopy of my hdfc bill and asked me to keep some unutilized credit on the card.
HDFC limit was 5 lac and SC also gave the same limit. No income documents asked by them for the same. Card issued in 10 days.

LTF or spend based fee waiver card bro ?

beastboy wrote:

LTF or spend based fee waiver card bro ?

Neither,  have to pay 5000+gst.
No waiver ,whatsoever.
Although reward rate is the best but redemption options have reduced over time.

HYSTERIA....Doc wrote:

With 6 Lakhs limit in your Regalia, you don’t need to send any proof. Simply send the filled up Upgrade form for upgrade to Diners black. Minimum limit in existing card for upgrade is as follows –
For upgrade to Regalia, Diners Privilege – 3 Lakhs limit
For upgrade to Diners Black – 5 Lakhs limit
For upgrade to Infinia – 8 Lakhs limit

For DCB, are they waiving the annual fee of 10k?

nimod wrote:

For DCB, are they waiving the annual fee of 10k?

DCB and Infinia is never LTF, only spend based waiver of 5L+

HYSTERIA....Doc wrote:

With 6 Lakhs limit in your Regalia, you don’t need to send any proof. Simply send the filled up Upgrade form for upgrade to Diners black. Minimum limit in existing card for upgrade is as follows –
For upgrade to Regalia, Diners Privilege – 3 Lakhs limit
For upgrade to Diners Black – 5 Lakhs limit
For upgrade to Infinia – 8 Lakhs limit

My Regalia is LTF, when I quested for a upgrade, my RM said that no matter what, I cannot get any card above Regalia LTF.
@SARDARKHAN

ontherocks wrote:

My Regalia is LTF, when I quested for a upgrade, my RM said that no matter what, I cannot get any card above Regalia LTF.
@SARDARKHAN

That is true.