Is there Anyone who's CRED Cash Increased?

Started from 80,000 when  offered, now showing 4.75 lac . Never used cred cash

Never Used but Offering 3.45L at 19% Interest.

Mine was 5 L at 15

then from couple of months it went 2.5 L at 14%

Took whole 2.5 L  first time as was abt to die 

5L @ 18% 😐

Initially got 3Lac which then increased to 4.5Lac and I had to take loan during COVID to pay off CC bills (and still paying).

PS: @ 14%

Cred Cash is a bit of a scam. For a long time, it has shown me that 5 lakhs was pre approved and available. I have never had a need to use it but recently I thought I could use a little so as to help create a consumer loan entry on my credit reports as supposedly a mix of credit looks good. I have several credit cards with decent limits. However I have never had a car or home loan, The app didn’t work (for Cred Cash) for a few days and finally, yesterday, I was able to withdraw 70k. Now, here is the interesting part. After I did all the steps, they showed a message saying “searching for a banking partner”. After a while, they made me sign a mandate with my bank that they could withdraw this 70k plus 1k fee anytime. Then, I got a message from IDFC Bank that my consumer loan of 5 lakhs had been approved. I have IDFC Wealth credit card with a limit of around 20 lakhs. For more than a year, I have been getting messages plus a banner that I have a pre approved personal loan of 5.71 lakhs with them. So I think all Cred does is look for offers of existing loans for you and then they display it as Cred Cash. Now I have a loan showing on my IDFC app of 71k along with documentation and EMI schedule and payment options. The exact same one shows on Cred as Cred cash! A needless enquiry was done on CIBIL as well.

Uninstalled cred. Below are the reasons-

1. One of the most useless cred points

2. Makes you buy brands which you have never heard of. Puts you in vicious shopping cycle for useless products and brands. 

3. Cashback of 4 Rs on payment of Rs 50000. No Thanks 

4. Don't want to share my data for just a speed payment settlement. Can we done directly on cc platform.

Any one please tell me how to increase cred cash limit.