https://www.desidime.com/discussions/is-this-pre-approved-icici-bank-credit-card-offer?page=1#post_8915386
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Is this pre-approved ICICI bank credit card offer?
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Hello All,
I am getting this banner in my netbanking when I click on apply online option under cards & loans. Is this pre-approved offer without any docs or I will have to submit ITR etc. Should I go ahead and apply? Also I don't see any pre-approved offer in Mobileapp, it only shows in netbanking. Anyone applied for credit card using this option?
P: I am self employee. and I don't hold any ICICI credit card currently, only saving account
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https://www.desidime.com/discussions/is-this-pre-approved-icici-bank-credit-card-offer?page=1#post_8915528
oh Damn, I thought I finally got preapproved offer.
https://www.desidime.com/discussions/is-this-pre-approved-icici-bank-credit-card-offer?page=1#post_8915635
How old is your Account? I also opened Saving account 10-15 days ago. This banner is showing from starting.
https://www.desidime.com/discussions/is-this-pre-approved-icici-bank-credit-card-offer?page=1#post_8915929
shivrajsingh wrote:4 months.How old is your Account? I also opened Saving account 10-15 days ago. This banner is showing from starting.
https://www.desidime.com/discussions/is-this-pre-approved-icici-bank-credit-card-offer?page=1#post_8915979
https://www.desidime.com/discussions/is-this-pre-approved-icici-bank-credit-card-offer?page=1#post_8916415
It is not.... But I received a call from salary team of icici for ltf coral card..on 23 nov. There was nothing showing in imobile.. And in netbanking it was showing like this.... When I clicked it was taking to normal application page....... I applied on call... Only gave cibil consent sms..... Application got submited... And card got approved too on 26 nov....
https://www.desidime.com/discussions/is-this-pre-approved-icici-bank-credit-card-offer?page=1#post_8918565
everyone getting this banner , instant card like sbi sprint
https://www.desidime.com/discussions/is-this-pre-approved-icici-bank-credit-card-offer?page=1#post_8920095
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shivrajsingh wrote:Not much transactions. Account opened as normal 10k MAB and then converted to Salary account.I thought they give Pre-approved offer in 3 months 😅 Account type and Transactions?
https://www.desidime.com/discussions/is-this-pre-approved-icici-bank-credit-card-offer?page=1#post_8920458
batmanBABA wrote:How old was your account? There are two places where I see this offer, I click on apply under Apply Online option I get normal application form but under account section if I click on apply then I get this screen.>>It is not.... But I received a call from salary team of icici for ltf coral card..on 23 nov. There was nothing showing in imobile.. And in netbanking it was showing like this.... When I clicked it was taking to normal application page....... I applied on call... Only gave cibil consent sms..... Application got submited... And card got approved too on 26 nov....
Anyways, I will wait for real pre-approved offer for now.
https://www.desidime.com/discussions/is-this-pre-approved-icici-bank-credit-card-offer?page=1#post_8920578
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samm255 wrote:I opened account in may 2022... This a normal application page... Its like sprint which promise to give card in15-20 minutes... But application will get submitted and u will get application number... Then you will get a call from agent... And also.. U will get a cibil hit for personal loan...
How old was your account? There are two places where I see this offer, I click on apply under Apply Online option I get normal application form but under account section if I click on apply then I get this screen.>>
Anyways, I will wait for real pre-approved offer for now.
https://www.desidime.com/discussions/is-this-pre-approved-icici-bank-credit-card-offer?page=1#post_8921662
I too got this offer and just for curiosity I clicked and just entered my Mobile number and OTP and got Application No. Info immediately. Let's see what happens 
https://www.desidime.com/discussions/is-this-pre-approved-icici-bank-credit-card-offer?page=1#post_8925491
satraghav wrote:Please update here whether it was approved or declined in the last.
I too got this offer and just for curiosity I clicked and just entered my Mobile number and OTP and got Application No. Info immediately. Let's see what happens
https://www.desidime.com/discussions/is-this-pre-approved-icici-bank-credit-card-offer?page=1#post_8931119
i am also able to see this in internet banking, when i click apply now nothing is happening. There is nothing in imobile app
https://www.desidime.com/discussions/is-this-pre-approved-icici-bank-credit-card-offer?page=1#post_8931781
https://www.desidime.com/discussions/is-this-pre-approved-icici-bank-credit-card-offer?page=1#post_8935264
@sshaik33340 when you click on that, a popup will open, unblock popup and then check.
https://www.desidime.com/discussions/is-this-pre-approved-icici-bank-credit-card-offer?page=1#post_8935787
samm255 wrote:Okayyyyy this actually worked, but the above comment says they are asking for salary slip/itr, i dont want to go through all the procedure, i already own Apay icici and expression which is on shared limit, i just need another ltf card and close expression card so trying@sshaik33340 when you click on that, a popup will open, unblock popup and then check.
https://www.desidime.com/discussions/is-this-pre-approved-icici-bank-credit-card-offer?page=1#post_8936029
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sshaik33340 wrote:If you already hold ICICI CC then why are you applying this way? Call customer care and ask them you want to upgrade MMT card, that card has just 500+jst joining fee and then LTF, if customer care denies the cut the call and call again and try another agent. Keep trying until one approves it. Many people got this way MMT card.
Okayyyyy this actually worked, but the above comment says they are asking for salary slip/itr, i dont want to go through all the procedure, i already own Apay icici and expression which is on shared limit, i just need another ltf card and close expression card so trying
https://www.desidime.com/discussions/is-this-pre-approved-icici-bank-credit-card-offer?page=1#post_8938396
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samm255 wrote:3 months ago i have taken expression CC on basis of Apay card, before getting it delivered itself i have tried to get mmt card, my application was denied saying just now ur card is approved so cannot process and unable to generate SR and told me to call after 3 months, atleast they used to listen and ask which card do u want to upgrade but now i think things have changed....from the last 10 days been trying to ask for upgrade, only thing iam hearing is we cannot upgrade sir u need to apply freshly, so i gave up
If you already hold ICICI CC then why are you applying this way? Call customer care and ask them you want to upgrade MMT card, that card has just 500+jst joining fee and then LTF, if customer care denies the cut the call and call again and try another agent. Keep trying until one approves it. Many people got this way MMT card.
https://www.desidime.com/discussions/is-this-pre-approved-icici-bank-credit-card-offer?page=1#post_8938439
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sshaik33340 wrote:Call again and tell them to connect with cancellation team.Tell cancellation team to cancel card and issue MMT or Ltf Platinum. Then cancellation team will help you to issue ltf platinum or mmt card on the basis of expressions card. make sure to get Service request No. for it. BTW , i had followed this trick on the very next day of getting expressions card and got the LTF card in next 4 days.
3 months ago i have taken expression CC on basis of Apay card, before getting it delivered itself i have tried to get mmt card, my application was denied saying just now ur card is approved so cannot process and unable to generate SR and told me to call after 3 months, atleast they used to listen and ask which card do u want to upgrade but now i think things have changed....from the last 10 days been trying to ask for upgrade, only thing iam hearing is we cannot upgrade sir u need to apply freshly, so i gave up
https://www.desidime.com/discussions/is-this-pre-approved-icici-bank-credit-card-offer?page=1#post_8938493
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tappukepapa wrote:I have never asked to forward to the cancellation team, i' ll give it a try once but will they really cancel the card if they don t want to issue mmt or platinum card?? And one more doubt do i need the clear the balance in expression card before asking for mmt card/platinum card as my bill was not yet generated, there is 1500 balance like that
Call again and tell them to connect with cancellation team.Tell cancellation team to cancel card and issue MMT or Ltf Platinum. Then cancellation team will help you to issue ltf platinum or mmt card on the basis of expressions card. make sure to get Service request No. for it. BTW , i had followed this trick on the very next day of getting expressions card and got the LTF card in next 4 days.
https://www.desidime.com/discussions/is-this-pre-approved-icici-bank-credit-card-offer?page=1#post_8938519
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sshaik33340 wrote:Clear all dues prior to asking for card cancellation or request. They will close expressions and issue MMT or Plat LTF on your demand.
I have never asked to forward to the cancellation team, i' ll give it a try once but will they really cancel the card if they don t want to issue mmt or platinum card?? And one more doubt do i need the clear the balance in expression card before asking for mmt card/platinum card as my bill was not yet generated, there is 1500 balance like that
https://www.desidime.com/discussions/is-this-pre-approved-icici-bank-credit-card-offer?page=1#post_8964376
Got the call yesterday from bank that I have pre-approved offer in iMobile. Person on phone asked me login and check in app so I did and there was pre-approved Coral LTF card with 1 lakh limit. Applied and card generated instantly, received message that I can set PIN after 60 mints but card still not showing in app yet. @batmanBABA @shivrajsingh @satraghav @sshaik33340
https://www.desidime.com/discussions/is-this-pre-approved-icici-bank-credit-card-offer?page=1#post_8964386
samm255 wrote:Wait for a few days it will show up in your iMobile.Got the call yesterday from bank that I have pre-approved offer in iMobile. Person on phone asked me login and check in app so I did and there was pre-approved Coral LTF card with 1 lakh limit. Applied and card generated instantly, received message that I can set PIN after 60 mints but card still not showing in app yet. @batmanBABA @shivrajsingh @satraghav @sshaik33340
https://www.desidime.com/discussions/is-this-pre-approved-icici-bank-credit-card-offer?page=1#post_8964548
samm255 wrote:Bro.. what’s your account type & what balance you maintained?Got the call yesterday from bank that I have pre-approved offer in iMobile. Person on phone asked me login and check in app so I did and there was pre-approved Coral LTF card with 1 lakh limit. Applied and card generated instantly, received message that I can set PIN after 60 mints but card still not showing in app yet. @batmanBABA @shivrajsingh @satraghav @sshaik33340
https://www.desidime.com/discussions/is-this-pre-approved-icici-bank-credit-card-offer?page=1#post_8967970
@MrKool_JJ card still not showing in app or internet banking. Physical card is dispatched and will reach tomorrow. When I called customer care, they can't find any card in my account or application# which generated during apply process. Can I add card manually through netbanking? will it show then ?
https://www.desidime.com/discussions/is-this-pre-approved-icici-bank-credit-card-offer?page=1#post_8969281
samm255 wrote:That's strange. It should have been reflected in my iMobile app. Nevertheless, it's just a matter of few more days since you're physical card is already shipped now.@MrKool_JJ card still not showing in app or internet banking. Physical card is dispatched and will reach tomorrow. When I called customer care, they can't find any card in my account or application# which generated during apply process. Can I add card manually through netbanking? will it show then ?
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