https://www.desidime.com/discussions/jana-bank-rupay-platinim-debit-card-at-rs-199?page=1#post_7582685
This is great 
, full Kyc at home
Initial funding should be 2500 as mentioned on the website
Jana Bank Rupay platinim Debit card at Rs 199
1. Open account from this link https://janadigi.com/onboarding/w...me
2.Only choose video kyc. Do only during branch hours
3.During video kyc ask them to send only Platinum rupay card
4.Issuence charges is 199 only. If funded with 25k issuence is free
5.This account is 1000 minimum balance
6.intial funding is 2.5k can be withdrawed
(Only open account during branch hours. Then only you will get video kyc . Or else you will end up getting classic varient)
Card has annual fees of rs 200+ If amazon don’t extends the offer block card after one year
Card will be send via post
Deal Wiki
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Last updated by: abhishek012
Note – I recommended after Vkyc complete, wait few days, before load money. Reason here - 👇👇
New Update shared by @equalizer
My Experience
(8th September, 2021) – Process is 100% online.. if done between 9am and 6pm, process will take less than 15 minutes.. I completed VKYC for both myself and my mother..
During VKYC (both times) the assisting bank staff rejected our request for DigiGen account (a million excuses – its a limited account, min KYC account, 365 days deactivation etc.. ).. finally agreed to give Regular Account with 2.5K AMB ( free personalised RPD Card only if first load is 25K )
After 2 min of VKYC got load link in SMS, loaded 25K in both accounts.. activated MBanking and IBanking using CRN and DoB (yes you do not need debit card to activate these).. then I NEFTED out 50K (25K from both) to my existing HDFC account..
Now both accounts have 0 bal.. app says – “Regular Savings Account”..
I will post progress on this message
(9th September, 2021) – Both (myself and mom) got call ( on registered mobile ) from allotted home branch.. they said VKYC signature mismatch (PAN signature is not clear, hence unable to verify white paper signature)..
Both of us are asked to visit branch with original pan and aadhaar..
Allotted branch is 16KM away.. fortunately I was able to flush 25K ( from both accounts ).. planning to forget about both accounts
Jana Bank RuPay Platinum International Debit card -
https://www.desidime.com/discussions/jana-bank-rupay-platinim-debit-card-at-rs-199?page=1#post_7582689
2.5 k or 25k minimum balance?
https://www.desidime.com/discussions/jana-bank-rupay-platinim-debit-card-at-rs-199?page=1#post_7582691
Save 1% (Tx processing fee) and take away 99% (M’use wallet load offer) 🥳
https://www.desidime.com/discussions/jana-bank-rupay-platinim-debit-card-at-rs-199?page=1#post_7582692
mukeshchakarvarti334 wrote:2.5 k or 25k minimum balance?
1000
https://www.desidime.com/discussions/jana-bank-rupay-platinim-debit-card-at-rs-199?page=1#post_7582706
Great bro😍 VU
https://www.desidime.com/discussions/jana-bank-rupay-platinim-debit-card-at-rs-199?page=1#post_7582707
Will do it tomorrow
https://www.desidime.com/discussions/jana-bank-rupay-platinim-debit-card-at-rs-199?page=1#post_7582716
@UDEMYCOURSES Can you please tell, after 2500 initial funding, the debit card will be LTF or chargable from 2nd year?
https://www.desidime.com/discussions/jana-bank-rupay-platinim-debit-card-at-rs-199?page=1#post_7582718
Nationalist wrote:Will do it tomorrow
Do let me know once you open the account 
https://www.desidime.com/discussions/jana-bank-rupay-platinim-debit-card-at-rs-199?page=1#post_7582721
https://www.desidime.com/discussions/jana-bank-rupay-platinim-debit-card-at-rs-199?page=1#post_7582724
Nationalist wrote:@UDEMYCOURSES Can you please tell, after 2500 initial funding, the debit card will be LTF or chargable from 2nd year?
Chargeable from 2nd year
https://www.desidime.com/discussions/jana-bank-rupay-platinim-debit-card-at-rs-199?page=1#post_7582725
Nationalist wrote:@UDEMYCOURSES Can you please tell, after 2500 initial funding, the debit card will be LTF or chargable from 2nd year?
+1
Are they sending physical card?
https://www.desidime.com/discussions/jana-bank-rupay-platinim-debit-card-at-rs-199?page=1#post_7582730
https://www.desidime.com/discussions/jana-bank-rupay-platinim-debit-card-at-rs-199?page=1#post_7582731
What does incremental balance mean?
They have mentioned 7% interest on Savings Account on incremental balance of 1 lakhs or more upto 10 lakhs.
Edit 6% for this bracket
https://www.desidime.com/discussions/jana-bank-rupay-platinim-debit-card-at-rs-199?page=1#post_7582739
RunZone wrote:What does incremental balance mean?
They have mentioned 7% interest on Savings Account on incremental balance of 1 lakhs or more upto 10 lakhs.
Means any balance above 1lac will get a interest of 7% till 10 lac.
So if balance is 10 lac 9 lac will get 7% interest.
Ps: it’s 6% not 7%
https://www.desidime.com/discussions/jana-bank-rupay-platinim-debit-card-at-rs-199?page=1#post_7582745
https://www.desidime.com/discussions/jana-bank-rupay-platinim-debit-card-at-rs-199?page=1#post_7582782
UDEMYCOURSES wrote:1. Open account from this link https://janadigi.com/onboarding/welcome
2. Only choose video kyc.
Do it only during branch hours
3. During video kyc ask them to send only Platinum rupay card
4. issuance charges are ₹199 INR only.
issuance is free if the account is initially funded with ₹25000 INR
5. MAB for this account type is ₹1000 INR
6. For intial funding, the minimum amount required is ₹2500 INR (this can later be withdrawn)
☡For this, one should open the account only during branch working hours.
Only then would you get a chance for video KYC .
Else you might end up getting classic varient☡
👍🏽 and bookmarked
https://www.desidime.com/discussions/jana-bank-rupay-platinim-debit-card-at-rs-199?page=1#post_7582784
getready wrote:Save 1% (Tx processing fee) and take away 99% (M’use wallet load offer) 🥳 🥳
mind elaborating for total noobs, like me¡¿
thanks
https://www.desidime.com/discussions/jana-bank-rupay-platinim-debit-card-at-rs-199?page=1#post_7582795
Last time I checked , Jana bank charge 500 to close account
https://www.desidime.com/discussions/jana-bank-rupay-platinim-debit-card-at-rs-199?page=1#post_7582801
bohemian wrote:Last time I checked , Jana bank charge 500 to close account
Close after 12 month’s
https://www.desidime.com/discussions/jana-bank-rupay-platinim-debit-card-at-rs-199?page=1#post_7582808
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UDEMYCOURSES wrote:Close after 12 month’s
500 even if close after 2 year ,,,, standard charges
https://www.desidime.com/discussions/jana-bank-rupay-platinim-debit-card-at-rs-199?page=1#post_7582862
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bohemian wrote:500 even if close after 2 year ,,,, standard charges
Banks don’t charge for closure within 14 days of opening of an account. Any closure of the account after 14 days but before 1 year may be subject to account closure charges. Normally, closure of an account after 1 year are not subject to closure charges.2
https://www.desidime.com/discussions/jana-bank-rupay-platinim-debit-card-at-rs-199?page=1#post_7582877
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UDEMYCOURSES wrote:Banks don’t charge for closure within 14 days of opening of an account. Any closure of the account after 14 days but before 1 year may be subject to account closure charges. Normally, closure of an account after 1 year are not subject to closure charges.2
Normally… but jana specifically updated their terms last year.
https://www.desidime.com/discussions/jana-bank-rupay-platinim-debit-card-at-rs-199?page=1#post_7584677
Anybody opened account today?
https://www.desidime.com/discussions/jana-bank-rupay-platinim-debit-card-at-rs-199?page=1#post_7584701
Are these fincare banks covered under dgci 5lkh issaurance?
https://www.desidime.com/discussions/jana-bank-rupay-platinim-debit-card-at-rs-199?page=1#post_7584702
RunZone wrote:Anybody opened account today?
Account closure ka hi Rs.500 lag jaayega.. Kya hi fayda 
https://www.desidime.com/discussions/jana-bank-rupay-platinim-debit-card-at-rs-199?page=1#post_7584703
theprofessor wrote:Are these fincare banks covered under dgci 5lkh issaurance?
https://www.desidime.com/discussions/jana-bank-rupay-platinim-debit-card-at-rs-199?page=1#post_7584717
theprofessor wrote:Are these fincare banks covered under dgci 5lkh issaurance?
https://www.desidime.com/discussions/jana-bank-rupay-platinim-debit-card-at-rs-199?page=1#post_7584765
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abhishek012 wrote:
Ok thanks for info
https://www.desidime.com/discussions/jana-bank-rupay-platinim-debit-card-at-rs-199?page=1#post_7585052
How long it will take to deliver the card?
I received ATM pin via Speedpost yesterday. But the card not received yet.
The account was opened on 19th April.
Edit: Card received just now.
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