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Job termination due to bank ac

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nchjk9957
I am at risk of losing my job due to the refusal of Axis Bank to open my account.

In March 2022, I opened an Axis Bank account with a credit card through an agent who visited my home. However, without my knowledge, the agent opened my account in a rural branch in another state, despite me living in an urban area. I never used that Axis Bank account, only used the credit card. After 7-8 months, the account was automatically closed, which I didn't pay much attention to at the time.

Now, when I try to reactivate the account or open a new one, my applications are being rejected. I have brought this issue to the attention of Axis Bank's top officials, including the bank manager, but all my efforts have been in vain. The reason for the rejection is a past KYC mismatch, according to the bank's verdict.

However, I have recently started a new job at a different company, and they are insisting that my salary can only be disbursed to an Axis Bank account. They are giving me an ultimatum to either open an Axis Bank account or face termination.

Is this ethical being terminated solely because of the choice of my salary account. ????!

I have been trying to solve this issue for more than 1 month but still no resolution.
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Finance Mentor Finance Mentor
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Yeh kaisa company hai jo axis bank account nahin hai though job terminate karega? 🤦‍♂️

@MrKool_JJ


Benevolent Benevolent
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jaisa chor axis bank hai.. vesa chor type ka company lg rha hai..

idhar se company salary daalegi... udhaar se axis bank 1000 trah ke charge lga ke saare paise nikaal lega. perfect loot
Post Emperor Post Emperor
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Write an email to the Axis CEO at [email protected]

Explain everything in detail. They will definitely look into that. I had been facing  KYC Blacklist issue for more than a year due to which I can't open an account with them. I wrote to every higher authority nodal, chief nodel, BM, RM etc. The last two guys treated me irreverent. After the escalation to the ceo, he called me and spoke with an irritating tone that why you took that matter to CEO. He arranged for another agent who did the job for me. Finally my problem resolved. Hope the same for you.

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Deal Cadet Deal Cadet
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Ask your company to get this sorted as they seem to have some sort of understanding with axis. Tell them to provide salary in another bank account if they also fail.
Flame Flame
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Looks like his own company is not at all ready to cooperate. 
Helpful Helpful
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My friend faced a similar situation. Later the company gave Demand Draft as salary.

Deal Subedar Deal Subedar
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If you think bank account is the reason for job termination, you are very new to corporate world my friend.

Generous Generous
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RBI . aur company ke top brass ko labor commission se complain ka dhamaki dilwao

Deal Newbie Deal Newbie
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Sir, being a bank employee I can tell you that the sure fire way of resolution is RBI OMBUDSMAN COMPLAINT. 

This can be done online and offline both. The later subject to presence of RBI office in your city. 

You need to provide evidence of your communication with Axis Bank and their corresponding replies and rejection of your complaints etc. Resolution usually takes about a month. They'll call you for further investigation and put pressure on top management of Axis on your behalf

Rest assured the CRM mechanism is pretty strong and they usually rule in favour of the customer. All the best. 

Cool Cool
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Complaint filed 2 days ago waiting for response

Deal Cadet Deal Cadet
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I Just wish Axis Bank didn't go bankrupt. Because I can't even imagine the scene in your company. smile

Deal Cadet Deal Cadet
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'Axisव्रता company'

Avant Garde Avant Garde
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Duniya mai alag ki level ka chutiyapa ho raha hai.

Pro Tech Guru Pro Tech Guru
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Is branch employee rejecting account opening or system is not allowing to process ?

Did u try in another branch 

Deal Lieutenant Deal Lieutenant
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Instead of wasting your time with Axis... try to apply in other comapnies bro... I am not try to make you feel bad or something like that..

But that would be the best reply you can give to your current shit company.

And when you get the new job... tell your current company that since you dont have Axis bank account, you are resigning

Deal Subedar Deal Subedar
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Complain to Rbi ombudsman since it has already been more than 30 days.

But they will take some time to respond. Also make a consumer complaint against Axis, this seems to trigger some resolution from the bank.

Finally, this may get you, your salary this month. Find your company's accounts department/accountant. If they are willing, ask to get a cashier's check for your salary.

This also is not certain. But it is most efficient way available other than getting your salary account sorted.
Brand Enthusiast Brand Enthusiast
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It must be the company having presence in your city’s street only and if I am not wrong the number of employees in your company are less than 10. The corporate language won’t suit them. It’s only possible via RBI or through a case which is not worth for the company. Harsh but true

Deal Cadet Deal Cadet
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Ethical..Unethical does not matter for a private company what company wants they will make it ethical. you can ask payment through cheque. 

Helpful Helpful
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Try opening a joint axis account with family member as primary and your name as secondary

Deal Cadet Deal Cadet
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Best fix is open three cases.
first RBI OB

2nd CPGRAM CORPORATE AFFAIRS,Don’t drag ur company there

Third Banking division in CPGRAm

Let me know if need some help, As Axis is just shithead and needs slap every time to work on right course

Helpful Helpful
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brother, at the most they may stop giving or hold you salary even after you work (for the time being, temporarily) so forget the termination threat altogether. Be relaxed and follow suggestions of fellow members here. And also start finding a lawyer who deals in employment matters in the meanwhile, its just a precautionary step, I strongly feel such necessity doesn't arises at all. Next time if any credit card agent comes, don't fall into such trap again just for the sake of that card rewards, it's a hard learnt lesson to you now.

Wingman Wingman
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What's the status of your cc? Did it ever have any pending dues?

Cool Cool
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Yes it had but paid all and closed it

Talk-Of-The-Town Talk-Of-The-Town
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https://pgportal.g...n/

Put a complaint on above link. First make your account. 90% Ram-band solution. My 90% problem was solved.

Crowdpuller Crowdpuller
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This is best. Put here..and then move to rbi ombudsman as well

Helpful Helpful
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Open a account without aadhar ... using ur voter id as id and address proof and instead of pan use form 60.

or find a guy on social media with same as your name and you know what to do next.

Flame Flame
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Both are great suggestion
View 4 more replies
Deal Subedar Deal Subedar
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One of the Top IT company asked for opening my sal acc with hdfc, I already had an account with icici so i insisted on using the same... After a brief discussion with HR, finally they agreed to that.

It seems HR guys get commission for opening sal acc with these banks, but at no point they can threat you of your job.

Deal Cadet Deal Cadet
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Mere account mein salary Dalo, 35 din mein double ker k dounga🥵🥵🥵

Deal Subedar Deal Subedar
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 Termination due to bank acc issue, Doesnt make sense!

Deal Newbie Deal Newbie
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Axis Bank Agents use to do this to complete there Targets one account was Opened in my name some where nearby Delhi area and in that time period I never visited Delhi and when I visited nearest Axis Bank branch I saw the details in which front Side off AADHAR Was of mine and backside of aadhaar card was of someone else and Pan card was of someone else

Hunk Hunk
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afaik Infosys also only credits salary in ICICI and AXIS

Cool Cool
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RBI ombudsman me complaint daal bhai... I was in bank nd beleive me RBI ombudsman ka jab notice aata tha complaint ke regarding to branch manager choro zonal manager ka halat kharab ho jata tha.... RBI me kaafi pehle hi jana tha bhai tumhe

Deal Newbie Deal Newbie
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Not sure if anyone else has suggested this to our desidimer friend. I suggest you open a new account in any of your family member's name preferably a elite variant account. Post account opening, get your name added as a joint account holder. Hope this works.

Blaze Blaze
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RBI Ombudsman

Deal Newbie Deal Newbie
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Ombudsman is the way to go dear. Period.

Deal Cadet Deal Cadet
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chumix bank + company ka tie up hoghaa lagtaa unki loot disturb naa kar 🤣 joy full_moon_with_face

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