Kiwi Credit Card Review or Any better lifetime free UPI CC with more benefits

I have been researching this too and almost everyone on DD is saying that the HDFC Tata Neu Infinity/Plus cards are better if you manage to get them LTF. I tried to apply on a family member's Tata Neu but he's only getting "No Joining Fees. I ran a Credit Score check on my Tata Neu and waiting for an LTF offer. Some were also recommending some BoB RuPay card but I didn't bother with that.

Using tata neu plus for all upi trans. With cred, this is the best combo

monu.tanwar123262 wrote:

Using tata neu plus for all upi trans. With cred, this is the best combo

mgr wrote:
whats the extra benefit of using with cred?

Use Upcoming Jupiter RuPay CC link UPI,

Freo Yes bank RuPay credit card also available - 1% cashback on UPI transaction.

abhishek012 wrote:

Use Upcoming Jupiter RuPay CC link UPI,

Freo Yes bank RuPay credit card also available - 1% cashback on UPI transaction.

dexter_greycells wrote:

I have been researching this too and almost everyone on DD is saying that the HDFC Tata Neu Infinity/Plus cards are better if you manage to get them LTF. I tried to apply on a family member's Tata Neu but he's only getting "No Joining Fees. I ran a Credit Score check on my Tata Neu and waiting for an LTF offer. Some were also recommending some BoB RuPay card but I didn't bother with that.

In case you have HDFC Bank account you can try asking Neu with LTF offer from them.

Note - I haven't tried by myself.

catchchirag wrote:

In case you have HDFC Bank account you can try asking Neu with LTF offer from them.

Note - I haven't tried by myself.

People have said to check in Tata Neu for better chances instead of HDFC site. I like to avoid talking to my RM unless absolutely necessary.