kotak card upgrade

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Fanil

I currently hold a kotak league platinum credit card which is life time free. Yesterday I received a mail for upgrade to Mojo card. I have researched a bit and don’t feel that the upgrade is worth since its features are similar to old hdfc millenia but it is charged higher..

I know that kotak has a pathetic reward system so would you suggest me to keep league platinum or upgrade to Mojo.

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PowerStar wrote:

How To Get Kotak LTF Card?

I Have Kotak 811 Account

Kotak used to offer LTF cards to 811 customers before
But these days, most of these LTF offers (Fake*) are from despo agents

So.. in such cases if you were promised LTF and the card turned to be paid (Joining + Annual fee).. You can contact their support and if they get convinced that you got trapped into this via false promises, they will convert the card to LTF

Deal Cadet Deal Cadet
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getready wrote:

Kotak used to offer LTF cards to 811 customers before
But these days, most of these LTF offers (Fake*) are from despo agents

So.. in such cases if you were promised LTF and the card turned to be paid (Joining + Annual fee).. You can contact their support and if they get convinced that you got trapped into this via false promises, they will convert the card to LTF

Do U Have Kotak CC?

And How Are Their Rewards?

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getready wrote:

Kotak used to offer LTF cards to 811 customers before
But these days, most of these LTF offers (Fake*) are from despo agents

So.. in such cases if you were promised LTF and the card turned to be paid (Joining + Annual fee).. You can contact their support and if they get convinced that you got trapped into this via false promises, they will convert the card to LTF

True that! I had got kotak royale signature as ltf (claimed by agents) but later checked with customer care it turned out to be with annual + joining fee. Later raised a request to cancel but they converted it to ltf.

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getready wrote:

Kotak used to offer LTF cards to 811 customers before
But these days, most of these LTF offers (Fake*) are from despo agents

So.. in such cases if you were promised LTF and the card turned to be paid (Joining + Annual fee).. You can contact their support and if they get convinced that you got trapped into this via false promises, they will convert the card to LTF

In App Showing As PreApproved League Card With Annual Charges 😃

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PowerStar wrote:

In App Showing As PreApproved League Card With Annual Charges 😃

Yes
I can also see pre-approved cc ( Mojo Platinum ) with 1K annual charges smile
If not for rewards, kotak has frequent 10% discount offers FK/Amazon compared to ICICI
^^ Not bad, if it is LTF

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getready wrote:

Yes
I can also see pre-approved cc ( Mojo Platinum ) with 1K annual charges smile
If not for rewards, kotak has frequent 10% discount offers FK/Amazon compared to ICICI
^^ Not bad, if it is LTF

Under which option pre-approved cc is showing ?

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getready wrote:

Yes
I can also see pre-approved cc ( Mojo Platinum ) with 1K annual charges smile
If not for rewards, kotak has frequent 10% discount offers FK/Amazon compared to ICICI
^^ Not bad, if it is LTF

Yeah

I Am Applying CCs For Offers Only

Perfectionist Perfectionist
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getready wrote:

Yes
I can also see pre-approved cc ( Mojo Platinum ) with 1K annual charges smile
If not for rewards, kotak has frequent 10% discount offers FK/Amazon compared to ICICI
^^ Not bad, if it is LTF

Are you able to redeem Kotak rewards in the new portal
It always give an error

Analyst Analyst
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avgn wrote:

Are you able to redeem Kotak rewards in the new portal
It always give an error

+1 same issue

Deal Lieutenant Deal Lieutenant
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im using mojo card previously urbane, got a cal frm cc said no need but with out my consent they sent this card but they didnt charged any fee dont know y

Deal Newbie Deal Newbie
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Kotak cards are not worth paying for. I had Kotak urbane which when I tried to cancel (as I never used it once in last 2 year) was upgraded to ltf royal signature credit card (I accept it as it was ltf).
Rewards rates are bad.
Out of all the cards that I hold, Kotak are the worst I have in terms of rewards.

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pankajsammal wrote:

Kotak cards are not worth paying for. I had Kotak urbane which when I tried to cancel (as I never used it once in last 2 year) was upgraded to ltf royal signature credit card (I accept it as it was ltf).
Rewards rates are bad.
Out of all the cards that I hold, Kotak are the worst I have in terms of rewards.

How you tried to cancel credit card of Kotak?

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vk6 wrote:

How you tried to cancel credit card of Kotak?

I raised a ticker to cancel kotak credit card from their net banking website. Got a call in a week asking for a reason and I told him that I don’t find the card useful and he gave me royal signature as ltf in return. (which I still don’t find useful but it’s ltf and has lounge access in case I need it for someone.)

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Should I opt for this??

As they have mentioned “free”


https://cdn0.desidime.com/attachments/photos/718606/medium/IMG_20211014_002243.jpg?1634151132

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LG50 wrote:

Should I opt for this??

As they have mentioned “free”


https://cdn0.desidime.com/attachments/photos/718606/medium/IMG_20211014_002243.jpg?1634151132

go to Kotak app, check card upgrade there and it should show if the card is ltf or not. If it is free then you can take it.

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pankajsammal wrote:

go to Kotak app, check card upgrade there and it should show if the card is ltf or not. If it is free then you can take it.

It’s showing two cards there, Mojo and essentia. In Mojo, the annual fees has not mentioned or its displaying as “₹”

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PowerStar wrote:

How To Get Kotak LTF Card?

I Have Kotak 811 Account

Fd se.. there is no pre-approved ltf offer. For me they told it was free but after applying when I confirmed with cc they said it’s not free and after a lot of fighting they converted my card to ltf

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PowerStar wrote:

Do U Have Kotak CC?

And How Are Their Rewards?

Useless rp.. it’s less than 1% and for some it’s even less than 0.5%

Missing