kotak card upgrade
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I know that kotak has a pathetic reward system so would you suggest me to keep league platinum or upgrade to Mojo.
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Maybe FD based CC ?
im using mojo card previously urbane, got a cal frm cc said no need but with out my consent they sent this card but they didnt charged any fee dont know y
More than a year over? It’s either free joininy or first year free, you must see charges in second year end..
Kotak cards are not worth paying for. I had Kotak urbane which when I tried to cancel (as I never used it once in last 2 year) was upgraded to ltf royal signature credit card (I accept it as it was ltf).
Rewards rates are bad.
Out of all the cards that I hold, Kotak are the worst I have in terms of rewards.
How you tried to cancel credit card of Kotak?
Should I opt for this??
As they have mentioned “free” 
go to Kotak app, check card upgrade there and it should show if the card is ltf or not. If it is free then you can take it.
Today I received a notification on Kotak mobile app that I have pre-approved offers for Kotak credit cards.
They are offering LTF League Platinum Credit Card and Urbane Gold with 199 annual fee (as shown in mobile app’s credit card section).
Should I get this LTF League Platinum Credit Card?
I already hold APay credit card and LTF HDFC Moneyback credit card.
I don’t think it’s lifetime free.. still if you need to apply for the card, id suggest call support and confirm once if it is life time free or first year free..
How To Get Kotak LTF Card?
I Have Kotak 811 Account