Kotak credit card upgrade

How to upgrade kotak Urbane gold credit card to pvr gold credit card  without upgrade offer
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Deal Subedar Deal Subedar
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Call them and tell them you dont find urbane useful and want to close it. Then say you can take pvr card

Finance Ninja Finance Ninja
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It cannot be ltf though...it will be paid card only .

Helpful Helpful
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Upgraded cards are paid cards only

Beacon Beacon
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neel648 wrote:

Upgraded cards are paid cards only

But paid also they are not allowing.
Deal Cadet Deal Cadet
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Same issue but I wanted at least League Platinum or Zen Signature.

I accidentally clicked on Indigo 6E card upgrade and they sent it also. I rejected and now they are downgrading to Urbane Gold again.

Few days later I shall also try to close it expecting to get a good card as LTF.

Otherwise Kotak cards are the worst in terms of rewards. Urbane Gold is the worst card in my wallet. Previously it was Moneyback which I closed recently too.

Only good for Kotak specific offers on flight booking sites.

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