Kotak Credit Card Upgrade

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Deal Newbie
JonSnowLongclaw

I had applied for a Kotak Secured Credit Card last year to build up the credit score. Now it is over 750 and I wish to get a normal credit card from Kotak. In the meantime I got a credit card from HDFC. I have heard that Kotak Bank issues a second credit card (2 at the same time). What is the procedure for the same? Or should I close the secured one first and apply for the second card later on?

Also, will I get pre-approved card till the time I am holding Kotak Dream Different Credit Card? Thank you in advance.

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Deal Subedar Deal Subedar
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No idea about kotak cards.
Never owned card from kotak.
I’ll suggest you go for only ltf card from kotak.

Deal Newbie Deal Newbie
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Any other provider’s card you would like to suggest?

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Deal Subedar Deal Subedar
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citibank, go for it

Deal Newbie Deal Newbie
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Which entry level credit card would you recommend from Citibank, with minimal charges?

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Deal Newbie Deal Newbie
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Nothing else..just apply new Credit card online..you may get other one.

Deal Cadet Deal Cadet
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There is nothing in Kotak except Essentia.

Deal Newbie Deal Newbie
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Thank you @nimod and @ F7-Dimer-Primer
Also, are there any LTF offers running by credit card companies? Like we had 1 from HDFC bank, just before RBI Intervention

Deal Subedar Deal Subedar
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Both Citi rewards and smartearn are paid..
Spend based Fee waiver.

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