Kotak dream Different Credit Card

150°
Deal Cadet
possible
Hello,
Can I take dream Different Credit Card for experience kotak credit cards.
I know it's fd based and not too much offers on kotak side but I want experience kotak card.

Kotak credit card agent call me and said it's not an "lean" fd you want break it any time and close credit card. Also said if i have kotak credit card then bank will give me pre approved offer through upgrade and then other card was unsecured, it's not possible to take kotak card c2c basis.

I have lot of questions regarding kotak Dream Different credit card please answer for me:
1. How much time take virtual card generation take after successful application. (For FD card specifically)
2. Can I get upgraded offers later like 3 to 6 months as said by agent.

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Generous Generous
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.

Deal Cadet Deal Cadet
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how much cash back/reward can get?

Benevolent Benevolent
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“I want experience kotak card.” - said no one ever 😁

Btw that agent is making a fool out of you. You won’t get any CC offer if you have one I think especially a FD based CC. 

Pro Entertainer Pro Entertainer
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Start doing debit card transactions, you will get pre-approved offer for unsecured card. And Stop thinking of fd based card that too from Kotak. blush
Generous Generous
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That's not how Kotak works
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Deal Cadet Deal Cadet
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you won't get any CC offers from the bank from which you have FD based card 

Generous Generous
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Don't take if you want any unsecured card from kotak in future

Finance Mentor Finance Mentor
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Avoid Kotak cards. 

Deal Cadet Deal Cadet
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Kotak credit card limit showed 5L but when platinum ltf credit card received , limit was only 1L. Will they enhance limit by mailing them screenshot of 5L? The mail id found is bouncing mails, May i know kotak mail id related to credit cards ?

Generous Generous
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There is no email ID. Use their support portal to send them complaints.
Finance Mentor Finance Mentor
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Dont take FD based card , just keep doing high value load money transactions on you kotak 811 account you will soon get preapproved LTF league platinum credit card offer

Deal Cadet Deal Cadet
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Load money means manual add money or send money. 
Deal Newbie Deal Newbie
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Coool great

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