kotak league platinum card is it worth?

@tappukepapa @Tanmayyy @bikidas2060 @romilq239

The reward rate is horrible. So you can only keep for Kotak offers if issued LTF. No point in using it for regular usage. Also I was promised LTF and given a chargeable card. Nodal officer converted it to LTF for me as I had spent 1.5 lakhs on it as at that time I didn’t have any other card. For some people they didn’t convert to LTF when this problem happened. And if it is really LTF then it will show up in your mobile app pre approved offers section. No need to apply on call or through branch if pre approved is available. If not available then they are calling to trick you into applying a fresh application like they did to me. 

The card itself not worth it but if you don't have a Kotak CC then you can take it, currently Kotak league is LTF for all the users, you can check this topic

https://www.desidime.com/deals/kotak-league-ltf...

romilq wrote:

The reward rate is horrible. So you can only keep for Kotak offers if issued LTF. No point in using it for regular usage. Also I was promised LTF and given a chargeable card. Nodal officer converted it to LTF for me as I had spent 1.5 lakhs on it as at that time I didn’t have any other card. For some people they didn’t convert to LTF when this problem happened. And if it is really LTF then it will show up in your mobile app pre approved offers section. No need to apply on call or through branch if pre approved is available. If not available then they are calling to trick you into applying a fresh application like they did to me. 

In the app, pre approved card showing kotak white premium, but i checked on google it has amc and joining of 3k.

League platinum is not showing in app.

LG50 wrote:

The card itself not worth it but if you don't have a Kotak CC then you can take it, currently Kotak league is LTF for all the users, you can check this topic

https://www.desidime.com/deals/kotak-league-ltf...

kartikxxx wrote:
Any other better kotak card in Ltf?

Bhai Kotak League is Ltf. 🙂🙂🙂 Good for card offers

kartikxxx wrote:
Any other better kotak card in Ltf?

Zen or royale are better but account specific LTF, ask them if yhey can give these ltf

bikidas2060 wrote:

Bhai Kotak League is Ltf. 🙂🙂🙂 Good for card offers

kartikxxx wrote:
Offers ke liy toh romiq bhai help kar dete hai
Ltf hai toh soch leta hu

Ji. 🙂🙂🙂

kartikxxx wrote:

In the app, pre approved card showing kotak white premium, but i checked on google it has amc and joining of 3k.

League platinum is not showing in app.

Then most probably they are tricking you into applying a fresh application to finish their targets. But since it is currently offered LTF for all then you might get as LTF. Confirm properly and take a look at the application form whether LTF is mentioned or not. 

kartikxxx wrote:

In the app, pre approved card showing kotak white premium, but i checked on google it has amc and joining of 3k.

League platinum is not showing in app.

U can see charges of all the available cards before applying. 

romilq wrote:

Then most probably they are tricking you into applying a fresh application to finish their targets. But since it is currently offered LTF for all then you might get as LTF. Confirm properly and take a look at the application form whether LTF is mentioned or not. 

Told them to mention each single details about card and mail me, they are yet to do that🤣

Tanmayyy wrote:

U can see charges of all the available cards before applying. 

But it is asking for consent in next step, u sure,it won't start process for application in next step?

kartikxxx wrote:

But it is asking for consent in next step, u sure,it won't start process for application in next step?

Nah it'll ask you to choose cards before making any hard enquiry or processing your application. Since it's pre approved there won't even be a hard enquiry.

every LTF card is worth it ,

demerius2020 wrote:

every LTF card is worth it ,

Ye baat bhi thek hai