Lazycard - High limits

124°
Chennai Super Kings
Scorpion

Till yesterday when I was keeping lazypay, they have provided only limit of 1500.

Tried getting approved for lazycard one month back, yesterday only got notification for activation. Done kyc with pan. And after card generation the Credit limit shoots up to 500000.

Anyone come across this.

I immediately setup txn limit to 10000 and turned off online txns. Will turn off when doing txns.

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Deal Subedar Deal Subedar
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Yes i remember reading in the thread for lazycard https://www.desidime.com/deals/lazypay-500-cash... that limits were increased for those who did kyc now for the card. I think it didn’t change for those who already had their kyc done and got reported to credit bureau. It didn’t change for me atleast and kyc was done previously and limit was 15K

Deal Captain Deal Captain
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Those who have limit 9999 before card is not getting updated

Deal Cadet Deal Cadet
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sauravDD wrote:

Those who have limit 9999 before card is not getting updated

Lazypay with UPI gives lower limit only bro.

Deal Cadet Deal Cadet
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I too had same experience. My limit was around 5L. I reduced online transaction limit suddenly overall limit came down to 9999 🤷

Deal Subedar Deal Subedar
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Just one question on the credit report – would the whole limit be shown as personal loan under payu ?

Chennai Super Kings Chennai Super Kings
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ajay_143 wrote:

I too had same experience. My limit was around 5L. I reduced online transaction limit suddenly overall limit came down to 9999 🤷

After how much time ur Overall limit decreased after setting online txn limit.
Still mine showing 5L.

i have not yet got Lazypay UPI.

Lucknow Super Giants Lucknow Super Giants
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Meri badhawa do bhai.. 3500 hi hai.. full kyc n Lazycard activation done 🥲

Delhi Capitals Delhi Capitals
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not able to pay lazypay repayment in advance. Anyone facing the same issue. Please let me know. 

Deal Subedar Deal Subedar
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MINE IS 1000  even after kyc,,…have 700+ cibil….

Royal Challengers Bangalore Royal Challengers Bangalore
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Pankaj_ wrote:

not able to pay lazypay repayment in advance. Anyone facing the same issue. Please let me know. 

Yes. Same here. Tried to pay advance, but its not working.

Delhi Capitals Delhi Capitals
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batmanBABA wrote:

MINE IS 1000  even after kyc,,…have 700+ cibil….

Mine was 2400 but after the activation of Lazycard limit got increased to 10k.

Deal Subedar Deal Subedar
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Pankaj_ wrote:

Mine was 2400 but after the activation of Lazycard limit got increased to 10k.

MINE IS STILL SAMEEVEN AFTER lazypay card activation….

Deal Cadet Deal Cadet
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Scorpion wrote:

After how much time ur Overall limit decreased after setting online txn limit.
Still mine showing 5L.

i have not yet got Lazypay UPI.

Within half an hour or so

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