Hot Deal

Lazypay pay later account closure

454°
Helpful
22sumit

https://cdn0.desidime.com/attachments/photos/792038/medium/Screenshot_20220728-000617907.jpg?1658947123

I just wanted to get rid of the pay later schemes of these apps and left lazypay a message on Twitter. A person from their social media team connected with me via whatsapp and ask for OTP for account closure. I shared the otp and there was a txn made for rs 1600 (my entire credit limit) on komparify. When I asked him about this, he said that the limit was removed from my account for permanent account closure hence this txn was made. Also the account closure will take 24 hrs to process. 

I'm not sure if I've been duped or the person was really from lazypay team. 

Any dimer has any past exp. Like this from lazypay? 

Expired
59 Comments  |  
23 Dimers
  • Sort By
Generous Generous
Link Copied
Seems like you are scammed(100% sure). But I don't have experience with Lazypay. Let's confirm with others too. First thing you should have noticed is that +1 number and secondly when he asked otp for closure. No one closes accounts with OTP sweat_smile

Glad it's only 1600 and not 16000 or 60000.
Pro Analyst Pro Analyst
Link Copied
"SEEMS" scream scream scream He's been, not seems, scammed. And now, he's got the audacity to put the blame entirely on The LazyPay.
View 4 more replies
Deal Subedar Deal Subedar
Link Copied
Sorry to say bro..you were duped. There are previous threads with the same process of fraud. 
https://ddime.i...9g
https://ddime.i...KJ
Deal Subedar Deal Subedar
Link Copied
Looks like a scam..
Helpful Helpful
Link Copied

in that case the twitter handle is fake

Benevolent Benevolent
Link Copied

This was a scammer. Not someone from Lazypay. Whenever you message any bank or any financial company, scammers posing as that particular company will message you on Twitter and try to scam you. 

Generous Generous
Link Copied
Gayi bhais pani mai
Helpful Helpful
Link Copied

what are my options now? Do I need to pay it back to lazypay or I can complain to them?

Generous Generous
Link Copied
Mistake is on your side so you have to pay and close this. Never ever share your OTP even if it's Nirmala Sitharanam asking.
View 6 more replies
Commentator Commentator
Link Copied
Bro you should have emailed them
Crowdpuller Crowdpuller
Link Copied

Kitne bhole log hain hamara beech me. Kitne ache lagte hain ye

Helpful Helpful
Link Copied
this is the first time in my life bro. Never had I been duped like this earlier. Luckily it was just 1600.
View 1 more reply
Benevolent Benevolent
Link Copied

Since you shared the OTP Lazypay might not help you. Still you can try. And there was no need to close 1600 limit as it is not reported to CIBIL. Only if you apply for Lazycard it is reported to CIBIL. When you ask for help to any financial institution on Twitter, don’t mention your number on the tweet. Coz then scammers will message you. Only send your details in DM to verified Twitter handle. 

Super Stud Super Stud
Link Copied
Did you reply to this handle? I guess you did https://cdn0.desidime.com/attachments/photos/792055/medium/Screenshot_2022-07-28-00-29-32-52_0b2fce7a16bf2b728d6ffa28c8d60efb.jpg?1658948540
Helpful Helpful
Link Copied
@ LazyPaySupport
View 3 more replies
Helpful Helpful
Link Copied
hahahahaha bro scam
Benevolent Benevolent
Link Copied

Idhar banda tension me hai aur aap mazaak uda rahe ho 😅🙄

View 1 more reply
Generous Generous
Link Copied
The biggest fault of Lazypay is that all their OTP sms are same format
They do not mention anything about merchant or transaction amount in the sms. 
Helpful Helpful
Link Copied

Exactly, lazypay should mention the Txn amt and the merchant name in their OTP messages. They themselves seem to be noob at it. 

Helpful Helpful
Link Copied

Seems they're more active than lazypay official. Ye to hona hi tha. I'm not going to pay back for their negligence and disclarity

View 1 more reply
Benevolent Benevolent
Link Copied

Flag 1 - why would lazypay support use a USA number

Flag 2 - why they need OTP

Deal Subedar Deal Subedar
Link Copied

Why people are still not understanding that no banking service will talk to you on whatsapp. Whatsapp is counted as informal communication and no good company will ever talk to you on whatsapp. They have channels on whatsapp only for notifications and feedbacks. Plus lazypay official whatsapp channel has green tick as well. You should thank lazypay for not giving you a good limit

Generous Generous
Link Copied
.
Deal Cadet Deal Cadet
Link Copied
For Lazy pay, you can simply call customer care and ask them to deactivate your account.. I have done the same and deactivated also.. Need to check in CIBIL after few days
Helpful Helpful
Link Copied
some dimers are saying that it doesn't reflect in cibil. What was ur pay later amount approved for?
View 3 more replies
Deal Cadet Deal Cadet
Link Copied
Recently i sent mail to lazypay team for account deactivation. i got confirmation from lazypay team as my account is deactivated. and two days back got a mail from ckyc and today payu loan entry is removed from CIBIL
Deal Captain Deal Captain
Link Copied

Try logging in from same account , I doubt they have closed your account so easily.

View 2 more replies
Helpful Helpful
Link Copied

@Vinod358 @root24 can u guys help me with the financial institution name showing in cibil for lazypay?
I can't see anything with the same payu

Deal Cadet Deal Cadet
Link Copied
pay u
View 2 more replies
Community Angel Community Angel
Link Copied

Trying to get rid of lazypay you got rid of your own money kya burai hai lazypay mein

Community Angel Community Angel
Link Copied

OP is unnecessarily putting blame on lazypay 

Helpful Helpful
Link Copied

Update: Raised complaint on multiple govt. portals that the dimers had suggested and glad to state that they've refunded the amount back to my lazypay account today citing this as a fraud txn in komparify website.
Lesson Learnt: Never share your OTP even if GOD asks for it in your dreams.

Deal Cadet Deal Cadet
Link Copied
Lazypay deactivated? looks like Komparify is their one click partner, scammer needs otp for first transaction only. 
View 1 more reply
Brand Enthusiast Brand Enthusiast
Link Copied

A month back or so i closed by sending email to [email protected].

replyuser
Click here to reply
Reply