Lazypay pay later account closure

Seems like you are scammed(100% sure). But I don't have experience with Lazypay. Let's confirm with others too. First thing you should have noticed is that +1 number and secondly when he asked otp for closure. No one closes accounts with OTP

Glad it's only 1600 and not 16000 or 60000.

Sorry to say bro..you were duped. There are previous threads with the same process of fraud. 
https://ddime.i...9g
https://ddime.i...KJ

Looks like a scam..

in that case the twitter handle is fake

This was a scammer. Not someone from Lazypay. Whenever you message any bank or any financial company, scammers posing as that particular company will message you on Twitter and try to scam you. 

Gayi bhais pani mai

what are my options now? Do I need to pay it back to lazypay or I can complain to them?

Bro you should have emailed them

Kitne bhole log hain hamara beech me. Kitne ache lagte hain ye

Since you shared the OTP Lazypay might not help you. Still you can try. And there was no need to close 1600 limit as it is not reported to CIBIL. Only if you apply for Lazycard it is reported to CIBIL. When you ask for help to any financial institution on Twitter, don’t mention your number on the tweet. Coz then scammers will message you. Only send your details in DM to verified Twitter handle. 

ansh7 wrote:

Kitne bhole log hain hamara beech me. Kitne ache lagte hain ye

this is the first time in my life bro. Never had I been duped like this earlier. Luckily it was just 1600.

Did you reply to this handle? I guess you did

22sumit wrote:
this is the first time in my life bro. Never had I been duped like this earlier. Luckily it was just 1600.

The number one rule is never to share OTP with anyone unless the text message itself asks to share OTP to the agent. Even then you have to be 100% sure that you are dealing with someone legit. 

Sunny__123 wrote:
Did you reply to this handle? I guess you did

@ LazyPaySupport

22sumit wrote:

what are my options now? Do I need to pay it back to lazypay or I can complain to them?

Mistake is on your side so you have to pay and close this. Never ever share your OTP even if it's Nirmala Sitharanam asking.

prem4998 wrote:
Mistake is on your side so you have to pay and close this. Never ever share your OTP even if it's Nirmala Sitharanam asking.

what if I don't pay? I just want to envision the scenarios here. If it's not reported to cibil then what action can lazypay take?

22sumit wrote:

what if I don't pay? I just want to envision the scenarios here. If it's not reported to cibil then what action can lazypay take?

What if they report to CIBIL after you are overdue? They can do this if they want to. Even though the probability is very low, what if it happens? That's a red flag you can't remove for lifetime. Or they can take legal action. Again the probability is very low.

22sumit wrote:

what if I don't pay? I just want to envision the scenarios here. If it's not reported to cibil then what action can lazypay take?

They cannot report to CIBIL as this product is offered without any PAN or Aadhaar. As far as I know they have only Lazycard tied up with banks and report that. Also if you don’t pay they will contact you and people in your contact list for repayment. 

hahahahaha bro scam

22sumit wrote:
@ LazyPaySupport

Damn bro..... 🤦‍♂️Its day light robbery it seems.

prem4998 wrote:
What if they report to CIBIL after you are overdue? They can do this if they want to. Even though the probability is very low, what if it happens? That's a red flag you can't remove for lifetime. Or they can take legal action. Again the probability is very low.

This is old Lazypay where only mobile number was asked No relation to cibil

The biggest fault of Lazypay is that all their OTP sms are same format
They do not mention anything about merchant or transaction amount in the sms. 

monu.tanwar123262 wrote:
hahahahaha bro scam

Idhar banda tension me hai aur aap mazaak uda rahe ho 😅🙄

Everyone report this account. They are going and replying to posts made on official account https://mobile.twitter.com/LazyPaySupport/with_...

avgn wrote:
This is old Lazypay where only mobile number was asked No relation to cibil

Oh ok. As long as the PAN is not given then fine.

Flag 1 - why would lazypay support use a USA number

Flag 2 - why they need OTP

romilq wrote:

Idhar banda tension me hai aur aap mazaak uda rahe ho 😅🙄

seedha paed sbse phle katta hai....itne b seedhe mt bno.... aur chat screenshot jbrdst h, woh pdhkr hasi aai

Why people are still not understanding that no banking service will talk to you on whatsapp. Whatsapp is counted as informal communication and no good company will ever talk to you on whatsapp. They have channels on whatsapp only for notifications and feedbacks. Plus lazypay official whatsapp channel has green tick as well. You should thank lazypay for not giving you a good limit

.