Lazypay reviews and experience...(Please share to help new users)

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Please share your reviews and experience about Lazypay to help new users.

1) Lazypay New user registration information:

Do I need to link bank account to activate and/or to use Lazypay for partial KYC or for Full KYC?
(Amazon pay later: at the time of registration/activation no account needed but to use Amazon pay later it is mandatory to link your bank account before you finish your first payment both for partial KYC or Full KYC)
(Flipkart pay later: no account linking needed to activate or to use for partial KYC. Don’t know if it is needed for Full KYC? please anyone cornfirm this)

2) Lazypay reviews and experiance:

I saw on various platform that too many persons complaining that Lazypay not updating credit payment and sending negative CIBIL report?
Some persons are also complaining wrong charges/debit/deductions even they did not actually spend it but they are forced to pay this just to save their CIBIL Score.

3) Scan & Pay:

Can I use Lazypay Scan QR code & pay at shop (local shop. store, mother diary outlet) through credit limit or through upi (normally Paytm or Phonepe QR is available even Bharat Pay is very rarely seen)

2 Comments  |  
2 Dimers
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Please DONT USE IT! I cancelled a flipkart order and the refund has still not been credited to my Lazypay account and the issue in ongoing since a week and no one from their team wants to own up to the task, not even one call from their end.

Lazypay is the most unprofessional company I have come across when it comes to billing issues or refund credit issues. I wouldn’t advise anyone to use it because they keep on having issues and are not ready to solve them. They will start contacting you only when your due date is reached.

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Deal Newbie
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@sushilbaalak
Do we need to link (ECS mandate for auto debit) bank account to use Lazypay or Scan & Pay or UPI? like Amazon Pay Later.
Or we can use it without linking (ECS mandate) any bank account.

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