LTF Credit Card Query

183°
Deal Subedar
TastyKhana
Dear Friends,
Do we have any bank offering LTF card on a pre-existing credit card basis.
LTF means a real LTF which has no strings attached in the form of conditional T&Cs.
I have an excellent Cibil score and by existing credit card is 4years old.
Thanks in advance
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Deal Cadet Deal Cadet
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Idfc wealth, indus legend, hdfc regalia to name a few

Glitterati Glitterati
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Can try for direct Amz ICICI, but not on C2C.

Deal Subedar Deal Subedar
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What is your existing card?

Deal Cadet Deal Cadet
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How to apply for hdfc ltf free credit card?

Deal Cadet Deal Cadet
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Hdfc moneyback card is not worth i think.. minus1
Deal Subedar Deal Subedar
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kapaalaa wrote:

HDFC C2C is lifetime free if you already have any other LTF card...they require 3 months statement

I have dinners millennia LTF, rec'd upgrade offer to dinners privilege but only first year free.... Mailed them, they said LTF is not possible.
Deal Subedar Deal Subedar
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TastyKhana wrote:

HDFC Regalia LTF Card

This should have been asked first, but people are talking over getting HDFC CC and debating whether currently LTF while the OP is already holding HDFC card!

Now, some decent suggestions please...
Deal Subedar Deal Subedar
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You may get (almost assured) BoB LTF card using C2C of Regalia statement. Apply via agent at BoB branch. You can also have a look at BoB snapdeal RuPay card (about 300 yearly charges like a debit card) that offers 2.5% CB on online transactions directly to statement (effectively LTF). Also, chance of linking CC via UPI soon...

Are you salaried? Else, approx ITR? @TastyKhana

Deal Newbie Deal Newbie
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Is it possible to get IDFC First Wealth card on a C2C basis? I have HDFC Regalia (Not LTF; 3L Limit) and ICICI Sapphiro (10L Limit). If someone can share some details, that would be great! Thanks.

Deal Subedar Deal Subedar
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Guys, I have HDFC regalia CC, LTF and the limit is 4Lac. So is there any LTF CC of any other bank I can get on a card-to-card basis? 

Deal Lieutenant Deal Lieutenant
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myfungang829 wrote:
I have dinners millennia LTF, rec'd upgrade offer to dinners privilege but only first year free.... Mailed them, they said LTF is not possible.
I have been holding a HDFC Diner ClubMiles for its excellent AirMiles conversion and was waiting for a direct LTF Upgrade to HDFC DCB as the in between options of HDFC Diners Millenia or Priviledge I never found to fit my usage. 

Unfortunately this is true that HDFC is not issuing card upgrades as LTF anymore . I raised it Prioirty CC team , then to Principal Nodal Officer and then even to  Parag Rao Head of Consumer Banking and from all the sources only got  the response FYF can be issued. For card upgrades the only option currently is to prove you are an alumini of a Premier Insitute https://onedrive.live.com/view.aspx?resid=30568...

Deal Subedar Deal Subedar
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desiVyapari wrote:

Is it possible to get IDFC First Wealth card on a C2C basis? I have HDFC Regalia (Not LTF; 3L Limit) and ICICI Sapphiro (10L Limit). If someone can share some details, that would be great! Thanks.

Yes, you can try it.... Idfc wealth card is LTF if they issue you the same.....

Deal Newbie Deal Newbie
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I got a mail saying you are pre approved for hdfc millenia card. Is there any chance to make it life time free while applying? When asked agent he said it is paid card life time free cards are not giving now. Please clarify is there any way to apply that preapproved card as lifetimefree

Deal Lieutenant Deal Lieutenant
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Received this. How to know the upgraded card is LTF or comes with joining fees ?


Give a missed call to 9319746773 and Upgrade to Signature Legend Card. Enjoy enhanced Rewards and other Lifestyle benefits, TCA - IndusInd Bank 





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