Life Insurance Suggestions.

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Deal Cadet
Uhtnas4444

I took quotations for HDFC Click 2 Protect Life Policy with or without Return of Premium benefit. Please share your experiences with policy you have taken and also please suggest best Life insurance policy. Any other suggestions are welcome too. 

PS: My Age is 30 and am looking at cover of 1 crore. Also I intend to pay premium for 5 – 10 years and looking for benefit till 65 or 70 years. Thanks in advance. 

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take it from reputed company, or if you’re a working professional, you may get cheaper quotes by the institutions like for CAs and CS, institutes provide concessional term and health insurances

Deal Cadet Deal Cadet
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My cousin is CA nd he checked for specific policies but he could not find any health insurances. Please DM if you know any such Life Policies for CA’s. 

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Generous Generous
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Check max life. It’s cheaper than peers and has additional benefits. Always go for pure term plan. Bought it recently.

Deal Cadet Deal Cadet
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can you please share more details about the policy, premium amount etc.

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Pro Entertainer Pro Entertainer
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@drjpatwa

Deal Cadet Deal Cadet
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can you share the premium amounts?

Generous Generous
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Hmmm look at pure risk / term insurance without any returns since you need insurance & not investment if I can suggest. Instead of paying a huge premium, invest the same into MF/stocks for a long term which surely will give you better returns.

Deal Cadet Deal Cadet
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Thats the plan bro. Planning to pay the amount for 5 years and then concentrate on investing MF/Stocks. 

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