Limit Enhancement on Kotak Credit Cards

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Deal Captain
tappukepapa

Kotak Bank giving Limit Enhancements on Credit Cards.

2nd LE within 2 months. 

150 % last time and 95 % LE this time.

Check Yours Guys.

Steps to check LE in Kotak App :

1. Loan and card offers section
2. Credit card tab, Credit card service Requests section then Card Limit Increase option.

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Top Comments
Deal Cadet Deal Cadet
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Tjs15 wrote:

I received this mail today, even though the charges were not mentioned while placing the request few days back

Screenshot20230510182500Gmail

Same here while upgrading limit nothing is mentioned. Now i got mail saying 100+GST for limit increase. Let's see in bill. What they are doing.

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Deal Subedar Deal Subedar
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How to check? My card is 2-3 months old only 😅.

Deal Subedar Deal Subedar
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Knight11 wrote:

How to check? My card is 2-3 months old only 😅.

Mine is 2months old kotak league card. Had 2.2L limit. Got LE Yesterday to 4.8L

Got card upgrade for Kotak zen & white too but not ltf

Crazy

Deal Captain Deal Captain
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Knight11 wrote:

How to check? My card is 2-3 months old only 😅.

1. Loan and card offers section
2. Credit card tab, Credit card service Requests section then Card Limit Increase option.
Deal Lieutenant Deal Lieutenant
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Got 6lk from 2 lk , with 100 fee
Generous Generous
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Asking 100 + GST  for 10000 Rs increase. Not interested

Deal Captain Deal Captain
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SunnyKh wrote:
Got 6lk from 2 lk , with 100 fee
No charges shown for me. Was it visible right there or will be charged later?
Deal Subedar Deal Subedar
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tappukepapa wrote:
1. Loan and card offers section
2. Credit card tab, Credit card service Requests section then Card Limit Increase option.

Don't see limit increase request under service request. Is it app only feature?  I am checking in netbanking.

I do see card upgrade options under value added services and has lot of cards listed. All r paid.

Deal Captain Deal Captain
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Knight11 wrote:

Don't see limit increase request under service request. Is it app only feature?  I am checking in netbanking.

I do see card upgrade options under value added services and has lot of cards listed. All r paid.

Check via app if possible. I'm not using net banking, so can't say about that.

Deal Subedar Deal Subedar
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tappukepapa wrote:

Check via app if possible. I'm not using net banking, so can't say about that.

Checked. It does have that limit increase tab. But says not eligible.

Deal Captain Deal Captain
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Knight11 wrote:

Checked. It does have that limit increase tab. But says not eligible.

Wait for some days, its a staged rollout or months, if its a new card.
Trailblazer Trailblazer
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Matched limit with my highest cc kotak follows same everytime they increase based on cbil

Deal Newbie Deal Newbie
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Drdrake wrote:

Mine is 2months old kotak league card. Had 2.2L limit. Got LE Yesterday to 4.8L

Got card upgrade for Kotak zen & white too but not ltf

Crazy

What's the highest limit of the credit card reported in CIBIL?

Helpful Helpful
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Got 2.1L to 3.28L vu
Card upgrade offer league platinum to pvr platinum paid so not taking

Crowdpuller Crowdpuller
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Got 2.2 L to 8.4L , with 118 fees, skipping it as kotak card is useless

Deal Subedar Deal Subedar
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Hotsoup wrote:

Got 2.2 L to 8.4L , with 118 fees, skipping it as kotak card is useless

Whats your usage?

Deal Subedar Deal Subedar
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Thanks.


I got a Kotak CC in Aug'2022 with a limit of 2,00,000.

Limit increased to 5,45,000 in Feb'2023

Limit increased to 6,70,000 in today (May'2023)   😄


Deal Cadet Deal Cadet
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image wrote:

Thanks.


I got a Kotak CC in Aug'2022 with a limit of 2,00,000.

Limit increased to 5,45,000 in Feb'2023

Limit increased to 6,70,000 in today (May'2023)   😄


Kotak CC is the Least Favoured on desidime.

But, this itself shows...

Undoubtedly, Kotak is the top card especially interms of Limit Enhancement.

In my case, Top card even in Rewards also as my card is PVR Card - Free Tickets...

Deal Newbie Deal Newbie
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image wrote:

Thanks.


I got a Kotak CC in Aug'2022 with a limit of 2,00,000.

Limit increased to 5,45,000 in Feb'2023

Limit increased to 6,70,000 in today (May'2023)   😄


I hardly use my kotak zen card

How is your usage %??


Helpful Helpful
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I received this mail today, even though the charges were not mentioned while placing the request few days back

Screenshot20230510182500Gmail

Deal Captain Deal Captain
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Tjs15 wrote:

I received this mail today, even though the charges were not mentioned while placing the request few days back

Screenshot20230510182500Gmail

Charges are user - Specific. Check in app, if charges are there.

Helpful Helpful
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tappukepapa wrote:

Charges are user - Specific. Check in app, if charges are there.

I have already increased the limit, and Its not showing in the unbilled transactions but i believe such charges are billed on the billing date.

Deal Cadet Deal Cadet
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Tjs15 wrote:

I received this mail today, even though the charges were not mentioned while placing the request few days back

Screenshot20230510182500Gmail

Same here while upgrading limit nothing is mentioned. Now i got mail saying 100+GST for limit increase. Let's see in bill. What they are doing.

Deal Subedar Deal Subedar
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JUsbazZE wrote:

I hardly use my kotak zen card

How is your usage %??


I also rarely use it. Never more than 2k in a month except once I used it for Rs.12400 (3 month EMI) as offer was only on Kotak CC EMI on a website..
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