Loan enquiry hit cibil ???
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I have so many loan enquiry and credit card enquiry this month. This will hit my cibil???
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https://www.desidime.com/discussions/loan-enquiry-hit-cibil?page=1#post_9158774
https://www.desidime.com/discussions/loan-enquiry-hit-cibil?page=1#post_9159100
If you had applied for loan / CC on your own without bank calling you up with an offer then yes, score will get affected as it is going to be a "hard enquiry".
When bank calls you up with an offer for loan or CC it is usually done with a soft enquiry where score doesn't gets impacted.
Also, hard enquiry remains on your report for 2 years.
https://www.desidime.com/discussions/loan-enquiry-hit-cibil?page=1#post_9160971
All my entries are continuing on CIBIL report right from 2006..............
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Yes they do hit