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5. De-seeding
In the event of an account, for Aadhaar number is seeded in NPCI for receiving the
benefits becoming ineligible to receive the credits, the bank should take immediate
steps to de-seed such an Aadhaar numbers from NPCI mapper. The following are the
events that should trigger deseeding
1. Account closed
2. Account holder expired
3. Customer insolvent/ Account holder became insane
4. Account Under Litigation
5. Account blocked or frozen
Customer consent is not required for de-seeding Aadhaar numbers in the above cases.
a) Banks should deseed the Aadhaar number once the account becomes ineligible for
receiving the credit.
b) In case of an account being frozen or blocked temporarily, the Aadhaar number
mapped to the account should be deseeded with a facility to reseed the account in
the event of its activation. This process should be automated and there should not
be any manual intervention.

1) Aadhaar number not – deseeded in
NPCI mapper
Solution
1) Verify and de-seed all the Aadhaar
numbers pertaining to these type of
accounts.
2) Implement process for automated de-
seeding immediately if the status of
account is changed and no more
credits can be given to such accounts.