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Make HDFC Gold/Platinum Speciale account zero balance

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ontherocks
This is an undocumented feature. You can make your HDFC Gold/Platinum Specialé account zero balance by parking one lakh for the first two months on opening the account. This is applicable only to Privilege and Imperia account holders. https://www.hdfcbank.com/personal/save/accounts...
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Deal Subedar Deal Subedar
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This is applicable only to Privilege and Imperia account holders.

Do you mean one has to be Privilege/Imperia account holder before opening Speciale account?

Deal Cadet Deal Cadet
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+1

Deal Subedar Deal Subedar
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I have just opened Imperia Family account …. still under process

Deal Subedar Deal Subedar
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I am an imperia member. Can you tell me exactly what to do?
I was upgraded to imperia from preferred banking and have already parked more than 1lac unknowingly in my account but i don’t see anything like gold/platinum special account. Please help with some more details
@ontherocks

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You need to open a Gold or Platinum account of your choice in addition to the current savings account that you have. After opening the Gold/Platinum account, park 1L for two consecutive months in that account. Your Gold/Platinum account will become zero balance.
Later you can keep or close the old savings account…upto you.

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Deal Subedar Deal Subedar
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My classic account is basically zero balance maintaining 2-4k still they haven’t downgraded after 2 years laughing

Benevolent Benevolent
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Anyone received quarterly vouchers for this accounts ?

The Alpha The Alpha
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Nope

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I started a preferred a/c on last Wednesday with gold speciale a/c as base will it also become zero balance after 2 months?

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this will be my first account, will this offer still work? I started classic with 1 lac opening balance.

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How do you start classic account directly? When i tried to open preferred account directly they give me gold speciale account and they said after a/c opening rm call me and upgrade it to preferred

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what are the advantages of becoming gold/platinum etc

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You’ll get the opportunity to keep a minimum balance of 1 lakh for gold and 3 lakh for platinum.

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I opened account through RM

Finance Mentor Finance Mentor
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I am a preferred account holder right now , how to get upgraded to Imperia ?

Finance Mentor Finance Mentor
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@ontherocks can this account be opened online , further is the debit card provided with this account dont have AMC charges and which variant is better Gold or Platinum ?

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I am not sure about online opening facility, as it is mostly done by RM.
No DC charges.
Look at this comparison and decide for yourself which complimentary vouchers are more useful for you.
https://www.hdfcbank.com/personal/save/accounts...
Deal Newbie Deal Newbie
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What are the transactions that count towards the 75k spend on the debit card . Do wallet loads count. Are there any restrictions

replyuser
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