Making fool in the name of providing screen damage Insurance in online sales

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Deal Cadet
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These are the conditions under which screen damage won’t be repaired :
Plan Exclusions. Mentioned below is the list of exclusions:

4.1 Theft or loss of mobile or any kind of mysterious disappearance,
4.2 Any damage other than damage to mobile’s screen,
4.3 Any kind of liquid damage or any damage due to spillage of liquid on the mobile,
4.4 Any damages to the accessories including SIM card, battery, memory card, ear phones, head phones etc. and those parts which are not part of the original mobile,
4.5 Cosmetic damages like scratches, dents, or wear and tear etc.,
4.6 Any damages reported after 7 days from the expiry of the Plan Term,
4.7 Any mobile device purchased from sellers(s) on Amazon.in that is not specifically mentioned as included under the Plan or mobile purchased anywhere other than on Amazon.in,
4.8 Any mobile purchased outside the offer period of ¬¬¬¬28th Sept 12 PM and 4th Oct 11:59 PM,
4.9 Mobiles that have undergone repair not authorized by Acko,
4.10 Damage due to gross negligence, and

All the conditions under which screen can be damaged are put under excluded conditions?..Then can anybody tell in which conditions they will repair …

8 Comments  |  
5 Dimers
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Perfectionist
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Big screen crack

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Pro Critic
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If you put your phone on the desk and the phone damages the screen by itself then I guess they will repair it. But if you are in proximity… say within 10 feet from the phone then they won’t. stuck_out_tongue

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Deal Cadet
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only screen crack or not working will cover. No. 10 condition is over my head pensive

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Pro Critic
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Aveejeet wrote:

only screen crack or not working will cover. No. 10 condition is over my head pensive

What does screen crack mean and how can a phone get it?

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Deal Cadet
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By accident … but no 10 condition violate that too

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Pro Critic
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Aveejeet wrote:

By accident … but no 10 condition violate that too

Yes, #10. plus1

So there is no way to get it repaired under insurance unless phone damages itself.

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Deal Cadet
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I just downloaded my policy , it stated following
1.Subject to the “Plan Exclusions” provided below, one-time free screen replacement or repair cost in case of accidental physical
damage of mobile’s screen,
2.Free pick-up & drop-off for repairs (subject to availability of the service at your location), and
Online tracking of repairs.
So accidental damage covered it

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Deal Subedar
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Has anyone ever availed this screen replacement as part of policy?

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