Maximize reward points on IDFC credit cards
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I have IDFC select CC and Flipkart Axis CC.
I have been using FK AXIS for all (online/offline) my spending for 1.5%cb.
With IDFC , 20K+ 10X reward points I wanted to switch to it.
Offline 3X RP → .75%
Online 6X RP → 1.5%
After 20K 10X RP → 2.5%
The target of 20K is per statement cycle? I think it is, can some please confirm.
The initial part of the statement cycle I make all offline spend on FK axis, all online spends using IDFC. Once 20K target is reached, I moved all spend to IDFC.
Please comment Is this any better way to maximise reward points? or any other easily available CC which has gives better rewards.
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If total spends : Online Offline wallet load, are more than rs.20k in a month Then won’t we get 10x RP?
@avgn @El-Profesor Thank you
nahi batata ne ek dum sahi bataya 😂
I have an IDFC Select CC I got 3-4 months before lying around unused. Do you think is it worth to activate it? I use my DCB and Amex Plat Travel for most of the expenses and Amazone pay cc for other spends.
idfc gives 500 voucher on 15K spends in first 90 days
Check if that’s still available
I spent 105150 but rewards shows only 6315 , when actually 10x rewards shows in idfc app Or will it be calculated during statement generation?
This 20k is counted on the basis of calendar month or billing cycle?
I have been using idfc cc for a few months and i can confirm that when your statement is generated , for lets say 40k , you reward eligible spends are 35k and rest are fuel etc purchases.
You will get 1.5% of 20k + 2.5% of 15k.
Why not 2.5 percent on 20k???
5% cashback on the transaction value for your first EMI transaction within the first 90 days of card issuance (no upper cap on cashback amount)
Does it work if we convert regular transaction to EMI?
Add money to Dhani or other similar using IDFC and use that offline
(IF Fk axis annual waiver amount is reached)