Missed SBI credit card due date
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Yesterday (6th Jan 20) is my due date for SBI Credit card bill payment.
I have a very bad habit of paying full bill amount on last date.
i paid the due amount in 2 transactions from amazon upi for Jugaad of cash back on 6th Jan 20 ( Night )
Now both the transactions are still in pending state ( Don’t Know Why )…………
Is there any grace period after DUE date for SBI Credit card?
or shall i pay again now ?
if already it is late, any idea How much late fee/extra they will charge ???
Please share your experiences / thoughts on this………..
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Are banks(here SBI) really following these rules….!!!!!
If Yes and as you said, i will be safe then…..
Thanks for u r info
If incase once you r charged the hefty fees for dishonour of payment call sbi they have a policy, they will reverse all charges and remember there are some charges that they charge within 2 to 3 days and additional charge aftr 7 days or so, u need to call them whenever u get charged as they charge under different categories as finance charge late payment charge gst
So don’t worry as this is your first time this year 
I will sure call the customer care if they charge me….
Thanks for the suggestion.
As you said “First time this year”,
Does SBI allow one time in a year these kind of late payments in a account??
Rbi Governor reh chuke he aap aur bhul gye?🤔
Repo rate badhana to nhi bhule aap kbhi😑.
Chill. And as above experienced said call cc and inform
Used CRED for other CC’s…..
exhausted 1000 & 5000 cashback cards…..
Trusted Amazon for immediate transfer of payment….
As my past experience with Amazon and CRED are amazing……
This time my luck and bad habit(paying on due date) screwed me!!!!!!
If this is your first mistake. Then SBI has 1 time pardon policy. Tell them that u didn’t know the rules and norms. And please reverse my fee and taxes.
I am saying this from my personal experience
Surely will do it Bro….
But Amazon still holding my payment….
Pending since 24 hours…..
Don’t know what is wrong….
for crosschecking i made payment of Rs 1000/- from CRED today afternoon,
it got instantly transferred to my card account and showing in unbilled transactions.
never use 3rd party options on last day. if its last day, always go for direct NEFT
This when will people understand the simple golden rule 
Last day = Direct payment
4-5 days = Cred/mobikwik etc
Once I also got a late fee but I called them and they refunded. So, don’t worry.
I have practice that whenever i got bill immediately i pay min amount. Balance 3-4 days b4 due date
Even If we pay min amount on statement date and delay the rest of amount from due date by 2 to 3 days?
it will attract penalty right?
Any Advantage of paying min amount on statement date ?
Usually the credit date will be amazon txn date. Did it get credited?
Uska points nhi milta , mobikwik pe 1% supercadh milta hai jisko fir rechrage ya sjopping me use kar sakte hai
SBI gives 3 days grace period as permitted by RBI. You do not have to worry.