Mobikwik - Credit Card

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coolboyzhavi...

Which credit cards have instant settlement when paid through Mobikwik?

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Deal Subedar Deal Subedar
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HDFC too. If u pay via upi mostly they settle instantly.

Deal Cadet Deal Cadet
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SBI credit card payment settle in real time.

Deal Cadet Deal Cadet
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prem4998 wrote:

HDFC too. If u pay via upi mostly they settle instantly.

Hdfc take 2~3 days process the payments

Deal Cadet Deal Cadet
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ICICI Credit cards have one critical issue.

Payment is shown as merchant payment and due amount don’t get adjusted against CC Bill

So pay before bill generation if using for Rupay Offer or CCPAY

Cool Cool
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Bharatwasi wrote:

ICICI Credit cards have one critical issue.

Payment is shown as merchant payment and due amount don’t get adjusted against CC Bill

So pay before bill generation if using for Rupay Offer or CCPAY

I am paying ICICI bill since Jan via Mobikwik only 2 days before due date. And till now all my payments were adjusted against cc bill.

Deal Cadet Deal Cadet
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tenon09 wrote:

I am paying ICICI bill since Jan via Mobikwik only 2 days before due date. And till now all my payments were adjusted against cc bill.

If I make the CC payment on due date
Would it reflect same day or +1or +2?

Deal Captain Deal Captain
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Citi
not instant but received within 1 hour

Deal Cadet Deal Cadet
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If I add money to mobikwik balance via credit card can I use that balance to pay another credit card bill?

Critic Critic
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jeff_bezos_amazon_owner wrote:

If I add money to mobikwik balance via credit card can I use that balance to pay another credit card bill?

Likely not unless there is some bug.

Pro Shopping Friend Pro Shopping Friend
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jeff_bezos_amazon_owner wrote:

If I add money to mobikwik balance via credit card can I use that balance to pay another credit card bill?

u can but there are charges for both adding and paying cc bill which is roughly around 3-4%

Deal Lieutenant Deal Lieutenant
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jeff_bezos_amazon_owner wrote:

If I add money to mobikwik balance via credit card can I use that balance to pay another credit card bill?

Adding upto 5000 is free. Same can be used to pay cc bill through wallet but there are charges upto 3.5 % or varies from account to account

Deal Lieutenant Deal Lieutenant
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Bharatwasi wrote:

ICICI Credit cards have one critical issue.

Payment is shown as merchant payment and due amount don’t get adjusted against CC Bill

So pay before bill generation if using for Rupay Offer or CCPAY

Never faced this
Can you elaborate ur case

Cool Cool
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parveenkk wrote:

If I make the CC payment on due date
Would it reflect same day or +1or +2?

Using debit card:- if payment is made on working day:- T+1; non working day:- T+2

Hotshot Hotshot
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insta wrote:

Never faced this
Can you elaborate ur case

he is saying that amount due doesn’t decrease of the past bill it is kind of bug(in icici) happens with me also but it doesn’t affect the bill payment.

Deal Lieutenant Deal Lieutenant
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vkrmjeet wrote:

he is saying that amount due doesn’t decrease of the past bill it is kind of bug(in icici) happens with me also but it doesn’t affect the bill payment.

What is meant by amount due doesnt decrease, it must after 2-3 days
I think he says payment is not counted towards outstanding dues and as it shows merchant txn as in refund, and so may attract penalty

Hotshot Hotshot
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insta wrote:

What is meant by amount due doesnt decrease, it must after 2-3 days
I think he says payment is not counted towards outstanding dues and as it shows merchant txn as in refund, and so may attract penalty

i also have icici and pay mostly by mobikwik what happens is the total amount due doesn’t becomes 0 even after  paying the bill & the due date but never had any kind of penalty.

but current outstanding decreases.
total amount due is updated after many days.

Deal Lieutenant Deal Lieutenant
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vkrmjeet wrote:

i also have icici and pay mostly by mobikwik what happens is the total amount due doesn’t becomes 0 even after  paying the bill & the due date but never had any kind of penalty.

but current outstanding decreases.
total amount due is updated after many days.

Actually due amount shown in imobile/web is just generated bill amount and it changes only with new bill. But as u said outstanding is decreased within 2-3 days of payment.
But he surely faced issue of mobikwik payment not counted, will see what he has to say.

Deal Lieutenant Deal Lieutenant
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Bharatwasi wrote:

ICICI Credit cards have one critical issue.

Payment is shown as merchant payment and due amount don’t get adjusted against CC Bill

So pay before bill generation if using for Rupay Offer or CCPAY

you would have added money to mobikwik wallet this month using your ICICI card , now you’ve paid that cards bill using Mobikwik.

Deal Cadet Deal Cadet
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Axis Flipkart Mastercard issued has instant settlement.

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