Paytm :
- Visa Money Transfer.
- Time – 2 to 3 working days.
- Date is same as actual date on which payment is done.
Phonepe :
- NEFT.
- 1-2 working days.
- Date is on which payment it credited and not on which payment is made.
Cred: Mostly everyone knows.
P.S:- Analysed based on SBI Visa CC. And May be different for different banks & card networks.