My best option for Advance Tax Payment?

132°
Deal Lieutenant
Agnivo007

I have 2 HDFC cards (no govt txn rewards), SBI simplyclick (was my choice for 1.25% cb) SBI CB (no govt txn rewards) and Fedbank OneCard metal (not sure if it gives 1% after 5x)...

Now that SBI CB card has been devalued to 1% for AGV redemption, does OneCard give RP for govt. txn?

I want to look for an alternative to SClick as I might close that soon if not made LTF...

Also attention to dimers, Tomorrow (15-Sep) is the deadline for advance tax payment for this quarter...

* Alternative: Does paying by CC UPI yeild any rewards for neu card? *

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Post Mogul Post Mogul
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Pay using HDFC Business easy shop platinum Debit card to get 5% as cash points with max cashback of Rs.750 per month up to Rs.15000  of tax payments.

I already started a thread regarding this but there is no response from desidime.

Pay Rs.15000 every month to get max cashback of Rs.9000 per year.

Deal Lieutenant Deal Lieutenant
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marumuganainar wrote:

Pay using HDFC Business easy shop platinum Debit card to get 5% as cash points with max cashback of Rs.750 per month up to Rs.15000  of tax payments.

I already started a thread regarding this but there is no response from desidime.

Pay Rs.15000 every month to get max cashback of Rs.9000 per year.

Interesting, you meant this: https://www.hdfcbank.com/personal/pay/cards/deb...

But I don't have business platinum DC... No current account, so out of question...

Deal Cadet Deal Cadet
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Anything for millennia debit card?

Deal Lieutenant Deal Lieutenant
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raset wrote:

Anything for millennia debit card?

Nothing for govt payments afaik...

Deal Lieutenant Deal Lieutenant
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marumuganainar wrote:
But you can get a business debit card for a savings account using the card upgrade option in the mobile app.

You mean this option shown for debit card request on my savings account?

Are you personally using this on a savings account?

Do you get RP paying tax directly on ITD site?

Does the account variant change to current on switching to this card? (to sole proprietorship current a/c)

Screenshot20230915093048


Post Mogul Post Mogul
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Agnivo007 wrote:

You mean this option shown for debit card request on my savings account?

Are you personally using this on a savings account?

Do you get RP paying tax directly on ITD site?

Does the account variant change to current on switching to this card? (to sole proprietorship current)

Screenshot20230915093048


Yes the same card
I'm using it on my current account but you can also get it for a savings account 
Post Mogul Post Mogul
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Agnivo007 wrote:

You mean this option shown for debit card request on my savings account?

Are you personally using this on a savings account?

Do you get RP paying tax directly on ITD site?

Does the account variant change to current on switching to this card? (to sole proprietorship current)

Screenshot20230915093048


No I didn't use it on my savings account.
Try to upgrade.
I'm using it on my current account only.
You can directly pay in income tax website using hdfc payment gateway.
I'm sure your account won't change to current account due to card upgrade.
The second option is to open a insta personal current account from HDFC and get a business card in a welcome kit within a day.
Talk-Of-The-Town Talk-Of-The-Town
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Lobogris wrote:

What rewards do you get on it?

Look into the customisable rewards of AU Lit, I believe you can get 3.5% rewards after all addon charges and redemption fees.

@Agnivo007

Deal Cadet Deal Cadet
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Seinfeld wrote:

Look into the customisable rewards of AU Lit, I believe you can get 3.5% rewards after all addon charges and redemption fees.

@Agnivo007

Hmm. I am getting the AU Zenith + in a few days. Perhaps I should go for the LIT instead?

Deal Lieutenant Deal Lieutenant
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Seinfeld wrote:

Look into the customisable rewards of AU Lit, I believe you can get 3.5% rewards after all addon charges and redemption fees.

@Agnivo007

NO AU for me due to branch/PIN code issues they have for my location... also same residential/business address not acceptable to them as it seems, had tried once to apply for CC, faced the same.

Talk-Of-The-Town Talk-Of-The-Town
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Lobogris wrote:

Hmm. I am getting the AU Zenith + in a few days. Perhaps I should go for the LIT instead?

Honestly I am new to the AU family, not an expert.

Will be nice if you can explore it a bit, and then take your decision.

Here's my take on your question though: 

Au has a very small set of exclusions: 
- Cash withdrawal, Fuel and EMI transactions will not be eligible for Program/Base Reward Points.
- Fuel, rent, insurance and cash withdrawal transactions will not be eligible for Accelerated rewards i.e. 5X or 10X Reward Points.

So at least now you can get good benefits with optimised addons for Government spends + education spends, which most cards have restricted. But have heard Au zenith is the topmost card of AU. So if exclusions are increased in future, you might be at loss.

Also to fully utilise benefits of the addon features of Au Lit, one needs to take a planned approach initially, gets usual after a month.

Deal Cadet Deal Cadet
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which cc are best for paying advance tax today ?

Deal Cadet Deal Cadet
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Does below cc give reward on income tax payment ?

1.yes bank preferred credit card

2. Indusind legend

3. kotak privy league 

Deal Lieutenant Deal Lieutenant
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mojo_jojo123 wrote:

Does below cc give reward on income tax payment ?

1.yes bank preferred credit card

2. Indusind legend

3. kotak privy league 

don't have, so dunno, someone has... please come up...
Deal Lieutenant Deal Lieutenant
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marumuganainar wrote:
But you can get a business debit card for a savings account using the card upgrade option in the mobile app.

Shall try this month, read a YouTube comment where one got successfully requesting online from a savings account... also other benefit is low 100 rp limit for redemption... rest other mcc exclusions and rewards similar to regular platinum DC...

Deal Newbie Deal Newbie
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Agnivo007 wrote:

Shall try this month, read a YouTube comment where one got successfully requesting online from a savings account... also other benefit is low 100 rp limit for redemption... rest other mcc exclusions and rewards similar to regular platinum DC...

Did you got it?

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