https://www.desidime.com/discussions/my-bob-cc-approval-timeline?page=1#post_8845366
Thank you @abhishek012, and other dimers for the helpful threads.
BOB CC timeline [Approved]
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4+1 CC, 780+ , Self
Earlier had a long SA relationship, but MAB was quite low.
tl;dr Applied for premier, received EASY Rupay/JCB with just 25k
[Day #0] - Application and VKYC
- Self-employed, Added HDFC >100k as existing card;
- Selected Premier. They matched the limit for the new card on the following preview page.
- Uploaded PAN, DL, Aadhar, voterID, DL, electricity bill(owned), and ITR.
[Day #6] - Home verification
- Verification person from the regional CC branch.
- Nice guy.
- I asked for the basic cross-verification, including family members' count and tenure at the current house. Captured electricity bill and house with house number in sight.
[Day #6 +1 hour] - Office verification
- The same guy I was not present at the office.
- I asked GST number and primary cross-verification from the boss.
[Day #6 +5 hours] - Visit feedback
- Received a call from the local office regarding the behavior of the verification person
[Day #7] - visit Feedback
- Behaviour, if asked for money, If the ID was there with him.
[Day #15] - CIBIL hit
- 50k inquiry from BOB FINANCIAL, CIBIL remained intact
[Day #20] - SMS from BOBFIN
- Dear X, Your BoB Credit Card application Y has been approved, and your card will be dispatched shortly.
[Day #22] - Last four digits of the card
- Tried each day after the approval message. Card number generated and linked to mobile. I got the last four digits from the hotline and signed up in the app.
[Day #24] Dispatch through blue dart
[Day #25] Received the card.
- I tried for the lounge key after international transaction activation. Didn't work.
- It seems Golf access is limited to the premier card as Easy's BIN is not accepted there.
Note -
The timeline falls during pre-Diwali and post-Diwali vacations. Roughly half of it goes under non-working days.
Expired
12 Comments
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https://www.desidime.com/discussions/my-bob-cc-approval-timeline?page=1#post_8845387
looks like 25k is their basic limit similar to 15k for fkaxis
https://www.desidime.com/discussions/my-bob-cc-approval-timeline?page=1#post_8846555
Now send email to [email protected]... And get it upgraded to premier..... I did after 3 months.. Some People did in a week after I posted this thing.... They would say now 12 months required for upgrade.. When u receive this response.. Again mail.... Do this 3-4 times u will be upgraded to premier
https://www.desidime.com/discussions/my-bob-cc-approval-timeline?page=1#post_8846686
batmanBABA wrote:Now send email to [email protected]... And get it upgraded to premier..... I did after 3 months.. Some People did in a week after I posted this thing.... They would say now 12 months required for upgrade.. When u receive this response.. Again mail.... Do this 3-4 times u will be upgraded to premier
I tried it twice and they are sending me same 12 months message. I will send more mails.
Anyway to increase cc limit from 25k using c2c
https://www.desidime.com/discussions/my-bob-cc-approval-timeline?page=1#post_8846869
https://www.desidime.com/discussions/my-bob-cc-approval-timeline?page=1#post_8851817
batmanBABA wrote:Are you suggesting to reply 3-4 times to their "after 12-month" response or new fresh mail each time I receive a negative reaction to the old ticket?Now send email to [email protected]... And get it upgraded to premier..... I did after 3 months.. Some People did in a week after I posted this thing.... They would say now 12 months required for upgrade.. When u receive this response.. Again mail.... Do this 3-4 times u will be upgraded to premier
https://www.desidime.com/discussions/my-bob-cc-approval-timeline?page=1#post_8851878
https://www.desidime.com/discussions/my-bob-cc-approval-timeline?page=1#post_8893728
@TempAcc What type of location you reside ? Urban/Metro/Semi Urban/ Village ?
Since I live in a village area with no BOB branches nearby. And did BOB informed you earlier over call before sending agent for in person Verification ?
https://www.desidime.com/discussions/my-bob-cc-approval-timeline?page=1#post_8893830
Collector_Sahab wrote:Urban@TempAcc What type of location you reside ? Urban/Metro/Semi Urban/ Village ?
Since I live in a village area with no BOB branches nearby. And did BOB informed you earlier over call before sending agent for in person Verification ?
No
https://www.desidime.com/discussions/my-bob-cc-approval-timeline?page=1#post_8893858
https://www.desidime.com/discussions/my-bob-cc-approval-timeline?page=1#post_8894035
Did you get a written confirmation from CC about LTF?
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