my ICICI cc rejected due to low cibil score help!
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I do my other credit card payment on time . once I receive message that my due amount is this , this. I make payment on same date. but still my CIBIL score is 307?? why ? any help why it is low ? my request for credit card is rejected by ICICI Bank for platinum card. plse help .
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That’s how possible it. I when I saw last time score was 800-900 something from Experian.
Check ur credit score from.bank bazar.com for free.
My cibil score went down once because someone else details was added to my account. Then i complainted and got those load etc removed from my account to get my score back up again.
Check if this is the case with you too
Share your latest CIBIL score… So we can find the problem for you.
Checked in et money app , it’s Experian co score . 896 score
If experian is 865, what will be CIBIL???
None of the bank consider Experian/CIRF report. They will consider only CIBIL.
Wrong. Banks consider CRIF/Experian too. Infact for high value loans it is now mandatory to check score with atleast 2 agencies.
Check on cibil website. They let you have a free report once a year.
Right, i think u haven’t got a free Report this financial year
Its time to get one through official cibil
@kurk @VellaBoy I know about 1 free cibil report but the question is,since report is updated every month so which report is this free one.I mean is this the last report generated before the request for free report or is it fixed as something like first report generated in an year. Also does the free account we create on cibil shows the current cibil score or the cibil score based on free report which means it will show only 1 score for an entire year.
When u access the free Report it will tell the latest report as free with all information in it…
Its free once a financial year…
Like it will be again free for April 2020 till next year march
You can update it then too
And don’t wait just see what is causing your cibil to be down and rectify it immediately
For regular monthly cibil updates download Wishfin App
They don’t spam at all
Found them better than paisabazaar
Did CIBIL really rectifies errors in reports if we dispute? I have disputed 2-3 times and received only templated reply all the time saying “Informed to Bank” and later 2 days “Bank not made changes, contact bank”!
Contact their customer care….. They will surely made dispute higher level
307
I’m very curious on how u ended up with such a low score?
High chances of rejection even for ~700 score too. 750+ safe bet