My Kotak 811 account freezed

264°
Deal Subedar
Chikky

I received an email today from kotak bank saying that my 811 account status has been changed from no freeze to total freeze for “ÖTP with another bank (CKYC)”.
Has anyone else experienced the same issue? I have about Rs 1600 in my account. How can I get it unblocked?

13 Comments  |  
10 Dimers
  • Sort By
Deal Cadet Deal Cadet
Link Copied

Did you apply for multiple bank accounts with aadhar otp? AFAIK after otp verification we have to do full kyc within 1 year as only 1 bank account is allowed with aadhaar otp.You should talk with your local kotak branch where you have registered if you havent done full kyc.

Deal Subedar Deal Subedar
Link Copied

It will be unblocked for a limited time within a few days for you to take out the money. Withdraw then.

Deal Subedar Deal Subedar
Link Copied
xera0117 wrote:

Did you apply for multiple bank accounts with aadhar otp? AFAIK after otp verification we have to do full kyc within 1 year as only 1 bank account is allowed with aadhaar otp.You should talk with your local kotak branch where you have registered if you havent done full kyc.

Yes, it is aadhar OTP KYC. I don’t remember whether it was used on any other account.
My 811 account is more than 6 months old and they suddenly blocked it.
Can it be unblocked with full KYC?

Deal Subedar Deal Subedar
Link Copied
7H4NO5 wrote:

Visit branch and complete full kyc.

OK. will do it. Thanks

Deal Subedar Deal Subedar
Link Copied

Housie kam khela karo….. dimes se zyaada valuable hai real hard cash in bank account stuck_out_tongue_closed_eyes stuck_out_tongue_winking_eye

Mobile Guru Mobile Guru
Link Copied

They mightve froze your account because of inactivity

Deal Subedar Deal Subedar
Link Copied
getready wrote:

They mightve froze your account because of inactivity

No. I have been using this account for UPI txns quite frequently.

Deal Subedar Deal Subedar
Link Copied
dgreatgambler007 wrote:

Housie kam khela karo….. dimes se zyaada valuable hai real hard cash in bank account stuck_out_tongue_closed_eyes stuck_out_tongue_winking_eye

Bhai, sahi pakde hain.
But kya kare…DD ne chaska lga diya stuck_out_tongue stuck_out_tongue

Deal Newbie Deal Newbie
Link Copied

hi ,
i also get the same issue and also get the same message at 12:45 “ your A/c XXXX8134 has been changed from No Freeze to Total Freeze on 30-05-2021-Kotak Bank”

with put giving the information the kotak bank doing this .

it is wrong

Deal Newbie Deal Newbie
Link Copied
dishank.gupta1991212 wrote:

hi ,
i also get the same issue and also get the same message at 12:45 “ your A/c XXXX8134 has been changed from No Freeze to Total Freeze on 30-05-2021-Kotak Bank”

with put giving the information the kotak bank doing this .

it is wrong

Full KYC account?

Missing