My kotak card is blocked for unknown reason

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Last Comment 2021-01-16

2020-04-16

Received this sms yesterday. Anyone received the same?

Your Kotak Credit Card xxxx has been blocked as per internal risk guidelines of the bank. Total outstanding amount payable is Rs 49.04

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https://www.desidime.com/discussions/my-kotak-card-is-blocked-for-unknown-reason?page=1#post_6609617

ramadesidime

2020-04-16

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What is your latest cibil score ? That will give you the root cause.

https://www.desidime.com/discussions/my-kotak-card-is-blocked-for-unknown-reason?page=1#post_6609646

--AJ--

2020-04-16

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793. There is no missed emi or payment till date. Credit limit is 2L.

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https://www.desidime.com/discussions/my-kotak-card-is-blocked-for-unknown-reason?page=1#post_6609665

BubbleBoyChickenLittle

2020-04-16

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Every bank is doing this now. They are reassesing their risks in these times of Uncertainty.

https://www.desidime.com/discussions/my-kotak-card-is-blocked-for-unknown-reason?page=1#post_6609800

_One_Miller_

2020-04-16

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Can you explain more?
And secured CC will be safe na?

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https://www.desidime.com/discussions/my-kotak-card-is-blocked-for-unknown-reason?page=1#post_6609684

A.M.A.Z.O

2020-04-16

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They are afraid people might use the card and then default payment. So they are restricting users I guess. Let’s see.

https://www.desidime.com/discussions/my-kotak-card-is-blocked-for-unknown-reason?page=1#post_6609819

--AJ--

2020-04-16

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Yes i guess so

https://www.desidime.com/discussions/my-kotak-card-is-blocked-for-unknown-reason?page=1#post_6625183

--AJ--

2020-04-25

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Customer service asked me to call me again after lockdown, so that they can unblock my card. Lets see

https://www.desidime.com/discussions/my-kotak-card-is-blocked-for-unknown-reason?page=1#post_6625216

_One_Miller_

2020-04-25

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How much balance you are maintaining in Kotak Savings Account ?

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https://www.desidime.com/discussions/my-kotak-card-is-blocked-for-unknown-reason?page=1#post_6625410

Dileep_kumar

2020-04-25

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For many of them credit cards r blocked who don’t have any outstanding also so use it then they won’t block

https://www.desidime.com/discussions/my-kotak-card-is-blocked-for-unknown-reason?page=1#post_6625417

Sushrut.B

2020-04-25

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Blocked & closed are not the same thing…

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https://www.desidime.com/discussions/my-kotak-card-is-blocked-for-unknown-reason?page=1#post_6625487

botlike

2020-04-25

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How much limit and if it is taken as secured or unsecured.
Load entire limit to any wallet and make them spend more than the limit to recover..
They would take legally themself.
Defend Ur statement and get compensation for mental harassment.
In end u would get cc limit+compensation

https://www.desidime.com/discussions/my-kotak-card-is-blocked-for-unknown-reason?page=1#post_6625497

_One_Miller_

2020-04-25

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Halwa ha kya ?? Don’t take CC industry lightly. imp
They will duck you when outstanding amount reaches in lacs. lol

https://www.desidime.com/discussions/my-kotak-card-is-blocked-for-unknown-reason?page=1#post_6625575

makeourdeal

2020-04-25

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I got this SMS for IndusInd bank today

https://www.desidime.com/discussions/my-kotak-card-is-blocked-for-unknown-reason?page=1#post_6625604

getready

2020-04-26

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The recently issued (bankbazaar wala?) LTF card?

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https://www.desidime.com/discussions/my-kotak-card-is-blocked-for-unknown-reason?page=1#post_7314565

ankurpandeyvns442

2021-01-16

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So today my card was also blocked for unknown reasons. Customer care says that this card is permanently blocked. Don’t know what to do. I had paid 1500 joining fees + had 15000 points in milestone rewards