Navi Loan Adress Query

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Last Comment 2023-09-14

2023-09-13

I got pre approved offer from Navi.. while applying its automatically pre filled all the details including adress..there is no way to add/edit new adress..so i continued with it..

Now my query is..do they send any physical documents to that address?

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https://www.desidime.com/discussions/navi-loan-adress-query?page=1#post_9548509

TheTeddy

2023-09-13

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Navi doesn't send any physical docs

https://www.desidime.com/discussions/navi-loan-adress-query?page=1#post_9548583

Tekk

2023-09-13

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TheTeddy wrote:
Navi doesn't send any physical docs

You also got any loan from Navi..?

My tenure is 24 months..but thinking to close after 1 month due to high ROI..is there any issue for doing so

https://www.desidime.com/discussions/navi-loan-adress-query?page=1#post_9548588

TheTeddy

2023-09-13

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Tekk wrote:
You also got any loan from Navi..?

My tenure is 24 months..but thinking to close after 1 month due to high ROI..is there any issue for doing so

Yes..I have a loan with them.. u can preclose it...no issues ..I have done it once..

https://www.desidime.com/discussions/navi-loan-adress-query?page=1#post_9548599

Tekk

2023-09-13

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TheTeddy wrote:
Yes..I have a loan with them.. u can preclose it...no issues ..I have done it once..

After pre closing, will they offer new loan with Less ROI..

https://www.desidime.com/discussions/navi-loan-adress-query?page=1#post_9548601

TheTeddy

2023-09-13

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Tekk wrote:
After pre closing, will they offer new loan with Less ROI..

Not necessarily always.......I have closed it and later for a new loan, the interest was on the higher side..

https://www.desidime.com/discussions/navi-loan-adress-query?page=1#post_9548968

Simbha3

2023-09-13

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what's the interest rate you got?

https://www.desidime.com/discussions/navi-loan-adress-query?page=1#post_9549184

Tekk

2023-09-13

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Simbha3 wrote:
what's the interest rate you got?

22%.. Going to close after 1st emi ...

https://www.desidime.com/discussions/navi-loan-adress-query?page=1#post_9549209

Simbha3

2023-09-13

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Tekk wrote:
22%.. Going to close after 1st emi ...

Wow that's too much. Check preclosing charges. Processing charges too. Do know that 1st month intrest is applied on whole amount.

https://www.desidime.com/discussions/navi-loan-adress-query?page=1#post_9549221

Tekk

2023-09-13

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Simbha3 wrote:
Wow that's too much. Check preclosing charges. Processing charges too. Do know that 1st month intrest is applied on whole amount.

Processing charges and pre closing charges are 0..

https://www.desidime.com/discussions/navi-loan-adress-query?page=1#post_9549226

Tekk

2023-09-13

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Simbha3 wrote:
Wow that's too much. Check preclosing charges. Processing charges too. Do know that 1st month intrest is applied on whole amount.

Do you got any loan from this app before..?

https://www.desidime.com/discussions/navi-loan-adress-query?page=1#post_9549257

Simbha3

2023-09-13

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Tekk wrote:
Do you got any loan from this app before..?

No.

https://www.desidime.com/discussions/navi-loan-adress-query?page=1#post_9549680

wackophant

2023-09-14

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Tekk wrote:
You also got any loan from Navi..?

My tenure is 24 months..but thinking to close after 1 month due to high ROI..is there any issue for doing so

If I may ask, any reason behind taking loan and closing early?