https://www.desidime.com/discussions/ncemi-check-feb-2022?page=1#post_9107334
NCEMI - Check Feb 2022
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Hi everyone
Fron the posts of DD, I Came to know that there's a trick to buy product under no cost emi (get the discount)
And later call the bank to cancel the merchant emi .
Will that really work? If yes can you share the bank (which one was offering) and hidden tnc's (if any)
Fron the posts of DD, I Came to know that there's a trick to buy product under no cost emi (get the discount)
And later call the bank to cancel the merchant emi .
Will that really work? If yes can you share the bank (which one was offering) and hidden tnc's (if any)
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https://www.desidime.com/discussions/ncemi-check-feb-2022?page=1#post_9107379
Yes People Avail No Cost Emi Discount, And Call Bank Customer Care And Cancel Emi With In Few Days Hence No Extra Charges... Each Credit Card Has Their Own Time Frame Limit... I Think Any Processing Charges 99 Or 199Rs Paid By Us Is Non-Refundable..
I Never Tried This.
I Never Tried This.
https://www.desidime.com/discussions/ncemi-check-feb-2022?page=1#post_9107718
ICICI, Citi, AMEX no charges.. easy to cancel NCEMI and no foreclosure charges
SBI charges 3% for foreclosure
Didn't try other bank cards
https://www.desidime.com/discussions/ncemi-check-feb-2022?page=1#post_9107753
Standard chartered not charging any charge
https://www.desidime.com/discussions/ncemi-check-feb-2022?page=1#post_9116065
what about HDFC and Axis?
https://www.desidime.com/discussions/ncemi-check-feb-2022?page=1#post_9148412
japeshsingla wrote:Anybody?what about HDFC and Axis?
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ICICI, Citi, AMEX no charges.. easy to cancel NCEMI and no foreclosure charges
SBI charges 3% for foreclosure
Didn't try other bank cards