Need a Credit Card, No ITR
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I Want Credit Card,
My CIBIL Socre Nearly 734.
Do lots of Transactions Using SBI/BOB Debit card, NetBanking. I do nearly 15000-60000 Rs transaction per month.
My father Work At Oman and send Rs 50K-1L Per Month in my Baroda Bank using Bank of Muscat.
Any trick Idea to get Credit Card.
I preApproved flipkart Credit card but they rejected because No ITR
Which bank give me credit card if amount deposited from abroad and I do good transaction.
Please tell me my all bro 😅
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I want without FD Credit Card, Which Bank provide me credit card on my transaction basis.
Some dimmers mentioned that ICICI offer you a credit card if usually your account receive fund from abroad.
May I know that true?
SBI
Kotak
ICICI
All give credit card against FD. Note that lien will marked on FD so u cannot close FD till card is active, it has to be renewed. If fine with that then go for FD based credit card u can get easily without any rejection
I have tried to get SBI credit card against FD but more than 1 months passed but no credit card received from their end,Also when I was trying to track my application its always show After filled OTP “Incorrect application no”
They did only verification call 2-3 times but not issued credit card.
So I need credit card without FD.
ICICI
KOTAK
SBI
These all offer you pre-approved credit cards (partial/full) based on your Account’s MAB and transactions made (ICICI is your best bet*)
Meanwhile.. improve your CIBIL/Experian score via PayLater Apps (Don’t Miss ICICI PayLater … Its the only one that shows up as a credit card in your CIBIL report)
Hdfc open 1 lac classic account and do 10-20k transactions , pre approved offer shows in 4-5 months
Recently they are banned tho
Icici 50k Mab and heavy transactions it takes 7-8 months to get coral pre approved
Which one will he get in HDFC?
If you are not looking for any rewarding CC, then you may try your luck with IDFC’s own CC and OneCard.
I tried to getting Credit Card with many bank but Without ITR not possible for me to getting Credit Card. I urge Customer support "I will provide you my bank statement, but they want ITR of 5L. Zestmoney provided me 1L limit Only checking my bank statement but after lockdown they disabled my limit, Even I paid my EMI on lockdown.
Although I used my friend’s both Amazon ICICI and Axis credit card without any issue but I want my own credit card.
Zestmoney provided me 73000 Personal Loan and I take it but their IR 39% and their processing fees Rs 2500, They are cheater.
I think I need to focus on getting Job without job no one gives me credit card but after Job Credit card useless for me.
Hi, you said cibil score 734 and if u r frequent shopper on amazon… U can apply amazon icici card with out income documents….
Company name : no company
Work email : ur gmail id.
Occupation : others
Etc etc etc
My old frnd applied amazon icici card through bank….he got it…
Bro! Tried many times for Amazon ICICI and Axis credit card and after lot’s of try & try my CIBIL Score Reduced from 830+ to 696.😁
Tried many times but always sorry You are not eligible after Aadar otp entered.
You need to try at another sbi branch with a better agent.
Thanks Bro!
Try IDFC , But maybe u will need a IDFC Savings account.
IDFC not provide services on our location.
No bank gives cc on transaction basis 
Even good score is not enough
ITR is always required
Fd is only option
My friend received cc only on transaction Basis 😂😊😅🤣.
I can’t say about You & Your friends that they will receive or not Credit card on transaction Basis.
“Or Credit Card mere liye koi itna bhi Jaruri nahi ki m bina credit card ji nhi paunga”🤣
Open ICICI Bank account
Create FD
Then check imobile app
You will CC option under offers section (This may take some time,But you will get it)
Use it for 3-4 months , then you can easily get AMAZON pay ICICI CC
As these both are LTF , so no worries
Now keep doing transaction but don’t exceed the limit
Wait for another 3 months, now try for card to card basis application for your desired card. Hope you will get it.
Note – Please give a gap of 3-4 months if you already tried applying elsewhere for cc.
Thanks Bro! For your suggestion.
Get ICICI cc against FD. Build your CIBIL score