Hi Dimers,
Need advice with chosing a savings account from YES bank.
Account name : YES Premia Savings programme
Debit card : YES Premia World Debit card
Use case : Paying CC bills through CRED.
Benefits of card:
Value Chart for your YES PREMIA World Debit Card*
- Product features and Benefits Value (in INR)
- Welcome On-board offers 14,000
- Once per quarter complimentary Lounge Access at Domestic Airports 8,400
- GREEN FEE waiver for accessing select Premium Golf Courses in India 16,000
- Discount of INR 200 on Movie Tickets booked through BookMyShow 2,400
- YES Rewards Points on Domestic Retail Spends (INR 30,000 per month) 450
- Special Benefits on Fine Dining 9,000
- Free Domestic & International ATM transactions 400.
- Total Value Proposition on YES PREMIA World Debit Card 50,650
*Terms & Condition Apply
1 Reward Points = INR 0.25
The branch guys told me I can go for this card by opening the account with 2lakhs seeding money and then once account opened I can withdraw the entire amount. I am more interested in the points 5&6. Especially 6. Assuming it is per month 450rs /m with 30,000 spend it is coming upto 1.5% Cashback. Is this card worth it ? Any hidden clauses that I am not seeing ?
Moreover this card comes with the same benefits as my salary account debit card. Unlimited withdrawal from any ATM, free phone , net banking. alert subscription, cheque , DD facility etc.
This account doesn’t need AMB or AQB. I can also open family accounts Zero balance. Plus the card will come for free which is about 1250 according to yes bank website.
Is this comparable to the DCB card ? Please help me.
https://www.yesbank.in/personal-banking/yes-ind...