Need bank account suggestion

137°
Deal Cadet
thats_my_spot

SBI services are deteriorating and it’s useless now. I am locked out of my account since last month because i forgot my password and i am not able to change it.

So, need suggestions for a good bank account (Not Neo bank) considering MAB, useful offers on debit card (don’t want useless debit card without reward points).

TIA.

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Deal Lieutenant Deal Lieutenant
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koi bank debit card pe ache offers nahi dega, kuch dete hai par mab is very high.

most neo banks offer accounts at normal mab also?what is the minimum mab that you can manage?

Deal Lieutenant Deal Lieutenant
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aapke naam se koi aur spot yaad a gayi

Perfectionist Perfectionist
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HDFC and IDFC

Deal Cadet Deal Cadet
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kukdookoo wrote:

koi bank debit card pe ache offers nahi dega, kuch dete hai par mab is very high.

most neo banks offer accounts at normal mab also?what is the minimum mab that you can manage?

I can keep MAB of 20-50k or maybe more if there’s benefit in doing so.

debit card rewards like I have seen posts about HDFC giving 1% on CC bill payment.

Perfectionist Perfectionist
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thats_my_spot wrote:

which variant?

For HDFC savings max
For IDFC 10k or 25k both are fine as such
25k gives Visa signature card

Deal Cadet Deal Cadet
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avgn wrote:

For HDFC savings max
For IDFC 10k or 25k both are fine as such
25k gives Visa signature card

debit card charges for IDFC?

Deal Cadet Deal Cadet
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HDFC Savings Max account Starts with 25k AMB in saving or 1/1.5 Lac FD. Lifetime free Platinum debit card. With hospitalization benefits 1L & 10L accident insurance, 3 Cr air accident insurance, 2L burglary insurance & many more benefits.

Entertainer Entertainer
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kukdookoo wrote:

aapke naam se koi aur spot yaad a gayi

22 G konsa Spot G?

mereku bhi batao.

Op:- Dont know about your specific query as satisfied with sbi even though below 3rd class but still that is the best my town with banks have the best

Deal Cadet Deal Cadet
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Can’t you reset the password?

Deal Cadet Deal Cadet
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DimeDime wrote:

Can’t you reset the password?

no, i am getting error after entering all details, contacted sbi on twitter, call center, email but no solution and i don’t want to visit branch.

Deal Subedar Deal Subedar
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If you hold a joint account in SBI (or any PSU bank), you can’t reset password online. You’d need to fill a form, get it signed by all account holders, deposit in branch and wait for activation code/ temporary password which is again valid for 8 or 24 hours only.


If there is an error, then also you’d need to visit branch – single or joint mode of holding. This is true for all banks not only PSU. Usually caused by Kyc documents. 

Keep one PSU account active, even if it’s for namesake, as you’d need it at some point of your life to verify address /authorise loan/ change ID data etc. 


@thats_my_spot

Deal Cadet Deal Cadet
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IDFC First bank.


PM for referral.

Deal Cadet Deal Cadet
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Ramta_Jogi wrote:

If you hold a joint account in SBI (or any PSU bank), you can’t reset password online. You’d need to fill a form, get it signed by all account holders, deposit in branch and wait for activation code/ temporary password which is again valid for 8 or 24 hours only.


If there is an error, then also you’d need to visit branch – single or joint mode of holding. This is true for all banks not only PSU. Usually caused by Kyc documents. 

Keep one PSU account active, even if it’s for namesake, as you’d need it at some point of your life to verify address /authorise loan/ change ID data etc. 


@thats_my_spot

👌🏼

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