Need bank account suggestion

199°
Deal Cadet
thats_my_spot

SBI services are deteriorating and it’s useless now. I am locked out of my account since last month because i forgot my password and i am not able to change it.

So, need suggestions for a good bank account (Not Neo bank) considering MAB, useful offers on debit card (don’t want useless debit card without reward points).

TIA.

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Benevolent Benevolent
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koi bank debit card pe ache offers nahi dega, kuch dete hai par mab is very high.

most neo banks offer accounts at normal mab also?what is the minimum mab that you can manage?

Deal Cadet Deal Cadet
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I can keep MAB of 20-50k or maybe more if there’s benefit in doing so.

debit card rewards like I have seen posts about HDFC giving 1% on CC bill payment.

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Benevolent Benevolent
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aapke naam se koi aur spot yaad a gayi

Pro Entertainer Pro Entertainer
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22 G konsa Spot G?

mereku bhi batao.

Op:- Dont know about your specific query as satisfied with sbi even though below 3rd class but still that is the best my town with banks have the best

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Generous Generous
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HDFC and IDFC

Deal Cadet Deal Cadet
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which variant?

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Deal Cadet Deal Cadet
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HDFC Savings Max account Starts with 25k AMB in saving or 1/1.5 Lac FD. Lifetime free Platinum debit card. With hospitalization benefits 1L & 10L accident insurance, 3 Cr air accident insurance, 2L burglary insurance & many more benefits.

Pro Tech Guru Pro Tech Guru
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HDFC

Helpful Helpful
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Can’t you reset the password?

Deal Cadet Deal Cadet
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no, i am getting error after entering all details, contacted sbi on twitter, call center, email but no solution and i don’t want to visit branch.

Finance Mentor Finance Mentor
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If you hold a joint account in SBI (or any PSU bank), you can’t reset password online. You’d need to fill a form, get it signed by all account holders, deposit in branch and wait for activation code/ temporary password which is again valid for 8 or 24 hours only.


If there is an error, then also you’d need to visit branch – single or joint mode of holding. This is true for all banks not only PSU. Usually caused by Kyc documents. 

Keep one PSU account active, even if it’s for namesake, as you’d need it at some point of your life to verify address /authorise loan/ change ID data etc. 


@thats_my_spot

Deal Cadet Deal Cadet
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👌🏼

Helpful Helpful
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IDFC First bank.


PM for referral.

replyuser
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