Need confirmation on both discount and cashback on HDFC millenia credit cards

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Deal Cadet
job4ram

Need urgent confirmation from dimers, want to purchase Redmi Note 10 Pro (if better mobile is there with this specs and in this price range, let me know), now I have two options like buying from Mi and Amazon.

If I have to buy from Mi then I will get the same at 17500- 1000 hdfc discount- 1500 prepaid offer- 500 Mi coupon discount finally 14500 but if I have to buy from Amazon 17500-1000 hdfc discount- 1500 Amazon coupon discount finally 15000.

Now, if I buy through smartbuy whether I will get that extra 5% cashback on 15000 or not? If eligible, when I will be knowing the same and when and where the same will be credited.

If there are any better suggestions both mobile wise or saving wise, kindly provide.

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Chennai Super Kings Chennai Super Kings
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I think you get 5% cashback on pre-gst amount which may be less than 15k and also, smartbuy cashback takes 90 days or so to be credited. Please do check with other dimers as well.

Deal Subedar Deal Subedar
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Go with amazon millennia and you will get at 14250(750 smartbuy) it will credited within 2 days

Deal Subedar Deal Subedar
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Go with amazon + Millenia CC. You will get smartbuy cashback within 48-72 hours.

732G is good but pretty old. Go for 778G phones. Price range is 16 to 22k

Deal Subedar Deal Subedar
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BBal wrote:

I think you get 5% cashback on pre-gst amount which may be less than 15k and also, smartbuy cashback takes 90 days or so to be credited. Please do check with other dimers as well.

1. 5% on full amount paid including taxes.
2. Smartbuy cashback comes in 2 or 3 days.

Deal Cadet Deal Cadet
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Ohh i missed smartbuy.. but still 750 millenia point i will get.. 5% point on amazon buy?

Deal Cadet Deal Cadet
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Bought same few hour ago on amazon when i was unable to find 500 coupan

Deal Cadet Deal Cadet
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Abt smartbuy.. i think i used 500 alreddy so 500 more i will miss unamused

Deal Subedar Deal Subedar
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Sidhi.Baat.No.Bakwas wrote:

Ohh i missed smartbuy.. but still 750 millenia point i will get.. 5% point on amazon buy?

Yes

Chennai Super Kings Chennai Super Kings
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you will get 750 rs as cashback after 2 days of purchase +1%reward points for purchasing as a card feature(i know amazon is a top maerchant for 5%reward points but in t&c it is written that if you buy through smartbuy on top merchants ,smartbuy offers are applied as it is but you reward points for top merchants will become 1% as  card features)

Chennai Super Kings Chennai Super Kings
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Sidhi.Baat.No.Bakwas wrote:

Ohh i missed smartbuy.. but still 750 millenia point i will get.. 5% point on amazon buy?

you bought directly through amazon so you get reward points which you can redeem only after accumulation of 2000 reward points only and there is redemption fee of 99 +gst is there . Which i thought is not a pretty idea. If you have been bought via smartbuy amazon then you will get  direct cashback of rs 750 on which no redemption fee and no gst . And 1%reward points are also given to you which you can convert as normal reward points.this will be a great deal 🙂.

Deal Cadet Deal Cadet
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4 days back I purchased Mobile using regalia card through smartbuy but cashback not tracked what I will do?

Deal Captain Deal Captain
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Rakesh1034 wrote:

4 days back I purchased Mobile using regalia card through smartbuy but cashback not tracked what I will do?

Is txn showing in unbilled txn ? For me i did txn on 12th March Txn got settled on 14 th march Afternoon and by evening 8-9 PM of 14 th march smartbuy cb credited

Chennai Super Kings Chennai Super Kings
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prem4998 wrote:

1. 5% on full amount paid including taxes.
2. Smartbuy cashback comes in 2 or 3 days.

Oh, thanks for clarifying. I read in some DD thread that if we shop via smartbuy cashback will be on pre-gst and hence commented like that.

Deal Subedar Deal Subedar
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BBal wrote:

Oh, thanks for clarifying. I read in some DD thread that if we shop via smartbuy cashback will be on pre-gst and hence commented like that.

Yes, I too comment here based on others’ past opinion but on this one, I can confirm myself since I have the card.

Deal Cadet Deal Cadet
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kushwahveersingh566825 wrote:

you bought directly through amazon so you get reward points which you can redeem only after accumulation of 2000 reward points only and there is redemption fee of 99 +gst is there . Which i thought is not a pretty idea. If you have been bought via smartbuy amazon then you will get  direct cashback of rs 750 on which no redemption fee and no gst . And 1%reward points are also given to you which you can convert as normal reward points.this will be a great deal 🙂.

This is wrong info on redemption. Since Nov 2021, minimum points required for redemption is 500 and no charges for redemption as statement credit (1 point = ₹1)

Deal Cadet Deal Cadet
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sauravDD wrote:

Is txn showing in unbilled txn ? For me i did txn on 12th March Txn got settled on 14 th march Afternoon and by evening 8-9 PM of 14 th march smartbuy cb credited

how u can know smartbuy cashback credited?

U got SMS?

Deal Captain Deal Captain
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Rakesh1034 wrote:

how u can know smartbuy cashback credited?

U got SMS?

In Unbilled Txn also After next day sms received

Deal Cadet Deal Cadet
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thanks all, not expected such a great response and suggestions.

Deal Cadet Deal Cadet
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what is the max cap cashback for smartbuy amazon/ flipart for a month?

Gujarat Titans Gujarat Titans
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riser wrote:

what is the max cap cashback for smartbuy amazon/ flipart for a month?

1000 Rs

Hotshot Hotshot
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Rakesh1034 wrote:

4 days back I purchased Mobile using regalia card through smartbuy but cashback not tracked what I will do?

For regalia smartbuy benefits changed from 5% cashback to 5x points.. 5x points must have already been credited

Hotshot Hotshot
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riser wrote:

what is the max cap cashback for smartbuy amazon/ flipart for a month?

Total capping of cashback on smartbuy is 1000. However for regalia and above 5% cashback changed to 5x reward points.

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