need guidance on mutual funds in a portfolio
For individual A
Mirae Asset Emerging Bluechip
UTI Nifty Index Fund
Axis Bluechip
Axis Flexicap
Mo N100 FoF
For individual B
Mirae Asset Emerging Bluechip
UTI Nifty Index Fund
MO S&P 500
MO N100 FoF
PPFAS
all are direct and growth plan. holding period is 7-10 years atleast. investing thru sip and lumpsum, if allowed by the amc
- Are the funds okay? is this much overlap okay?
-For B, does it make sense to stop sip’s in PPFAS for the time being as old investors will get hurt since 35% international exposure will be decreased.
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In ppfas the old investors will pay for the changes in allocation.and yes the return will reduce.is it recommended to stop sip in it all together or reduce it and adjust with index fund?
You can add etfs
nifty bees, junior bees, mon100, netfmedmid150 using sip. if you need banking exposure, you can bankbees and for gold, you can add goldbees or icicigold
I stopped my juniorbees sip as nifty next 50 has now started adding stocks like paytm and zomato to itself. Also nifty next 50 hasnt been able to beat nifty 50 in last 6 years.
Maybe consider this before investing in juniorbees
We have been talking about this since the past one year. Your plan never even takes off so what’s the use to start with it all over again……..
@kukdookoo
Bhai baatein karte rehne kaa kaam politicians kay pass rehne do aur aankh band karkay apni iss list mein sey 2-3 MF select karkay pehle invest karno start kar do aur phir 5-6 months kay baad sochna ki kya change karna hai.
Funds are over lapping too much
Portfolio should have at least a mix of these plans
1 Index Plan
1 overseas plan
1 or 2 Mid/Small/Flexi/Multi Plan
1 quant plan
Paji which funds are overlapping?will check them thoroughly again
Besides overlap, is this portfolio of index, large, large and midcap, flexi and international fund good
the problem with mutual funds is the overlap – If I could suggest – just go with a nifty index fund and maybe a small cap fund…
saying that - PPFAS Long Term Equity fund has always done well for me…
Mirae Asset Emerging Bluechip – has done well too – but with index nifty it has 25 stocks (or 46% stocks in commons)
you can use this to check portfolio overlap : http://www.thefundoo.com/Tools/PortfolioO...ap
paji in general how much overlap is ok in a portfolio?
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Mon100, you can purchase etf directly in the exchange. why fof? why pay extra comission?
instead of uti mutual fund, you can nifty bees etf direct which has less expense ratio and few advantages over mutual funds?
PPFAS – as it is reducing international exposure, i believe that the returns will be less than the current CAGR