Need HDFC classic upgrade ideas for an Infinia credit card holder

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harshak9045

Hello everyone,

I'm looking for ideas for my savings bank account with HDFC(1 year old) standard and used to maintain around 10k as that's the basic requirement to upgrade it to classic. I've transferred 2L into that account recently(last week) so the total balance is like 2.2L and using it regularly. 

So, should I visit the branch and fill the form for classic upgrade or wait for auto upgrade invite through netbanking?

PS: I've an Infinia credit card with 11.5L limit which I've got recently. 

PPS: Previously CITI is my primary account and now moving to HDFC as I citi is closing it's operations and sold to axis bank. Thanks.

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starbearer wrote:
So in a matter of a couple of months,  your HDFC account went from being just a regular account to Preferred and then to Imperia? That's fast work by HDFC.

Well, I think, funds transfer from my CITI and other banks is the reason. Initially, I thought the system would roll out the invites, so asked the question here.  But, as other members suggested I transferred 2L and asked the branch people to upgrade to Preferred and they've done it in a week's time.  


Fast forward to today, as I kept transferring more funds, a couple of days ago I got Imperia invite and accepted it. Voila, today it's Imperia.

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I have classic one with zero amb. All these are useless. I have taken loan there is no special discount on processing fee as they mentioned. No premium cc also. And  it's difficult to digest HDFCs net banking ui. Moved all funds to icici..

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Simbha3 wrote:

I have classic one with zero amb. All these are useless. I have taken loan there is no special discount on processing fee as they mentioned. No premium cc also. And  it's difficult to digest HDFCs net banking ui. Moved all funds to icici..

Yeah. Actually, I just wanted preferred banking hoping to get back my refreshed pre-approved auto loan of 15L. I've got a two-wheeler loan after that. I have to see if I'll be getting it in the next month. 

With ICICI, I have the privilege banking with 50k MAB. Wealth I can open but It's difficult to maintain both Imperia and ICICI wealth. Probably have to work 3x to maintain both just to park 20L in savings account. 

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