Need health insurance

take mom insurance separate

and other 2 together ( if insurance company allow floater for siblings)

also, compare price of all 3 in a single floater as well.

check care supreme plan and hdfc optima plans.

If u like hdfc ergo plan

U can contact me for best offer

Floater plan for parents

U can't be in Floater
Individual plan for you and brother

I am insurance professional: You can take floater for all 3, however only iffo tokio permits floater of children above age 25. So, if you want to go for floater you will have option only - Iffco tokio.

For individual or floater of yours and mother and separate brother, you can go with many companies such as icici, tata aig, sbi, bajaj, etc.

In terms of service tata aig, SBI are good.

Don't go for any PSUs.

Connect me if you need quatation from my side.

1. Which TV company is best? Every company has best models.

2. Niva aspire is expensive. Not needed. Your friend's brother may have recommended It as his commission may be higher for expensive plans.

3. Some companies won't allow 3 adults. Even if they allow it would be expensive. Check prices for 2 adults and your mom separately. Strategise it.

4. Individual if you can afford else floater is also acceptable. Consider family history, habits etc.

If anyone is interested in becoming agent for life insurance company message me or refer who is interested