Need help on credit card query

@Tanmayyy @tappukepapa @bikidas2060 @justforcoupon @MrKool_JJ @decideaim @kukdookoo

Infinity card is good, i thought i  can go for that but after checking the eligibility it showed me only plus card, so a bit confused is it realy worth it , though an ltf?

U can get 2% extra on Tata neu app spends. Apart from that if u don't hold any HDFC card already then it will benefit u in sales.

I opted for Rupay variant as most of my CCs are Visa Variant.

justforcoupon wrote:

U can get 2% extra on Tata neu app spends. Apart from that if u don't hold any HDFC card already then it will benefit u in sales.

I opted for Rupay variant as most of my CCs are Visa Variant.

Extra 2% , for that i have sbi cb card it will give extra 5% no???

Also, does this rupay varient eligible for rupay offers, as we see in amazon friday 20% something like that?

Dear Customer, you are shortlisted for the Tata Neu HDFC Bank Credit Card with No Joining Fee offer. Save 10% back, https://tneu.in/xR...OI - Tata Neu..

Will They Ask Any Income Documents ?? Will Agent Come Home For Verification ??

UnderNation wrote:

Dear Customer, you are shortlisted for the Tata Neu HDFC Bank Credit Card with No Joining Fee offer. Save 10% back, https://tneu.in/xR...OI - Tata Neu..

Will They Ask Any Income Documents ?? Will Agent Come Home For Verification ??

UnderNation wrote:

Dear Customer, you are shortlisted for the Tata Neu HDFC Bank Credit Card with No Joining Fee offer. Save 10% back, https://tneu.in/xR...OI - Tata Neu..

Will They Ask Any Income Documents ?? Will Agent Come Home For Verification ??

If u are a HDFC customer already then no document verification of income. they will ask for aadhaar and pan details. And yes, address verification will be there.

kartikxxx wrote:

Infinity card is good, i thought i  can go for that but after checking the eligibility it showed me only plus card, so a bit confused is it realy worth it , though an ltf?

As u hold sbi cb already its not a good idea to take this card even though its ltf !

Do consider this things

1)if u book mobile for others (and dont have any hdfc card)

2)regularly shopping in croma (high value transaction)

EkakiAmi wrote:

As u hold sbi cb already its not a good idea to take this card even though its ltf !

Do consider this things

1)if u book mobile for others (and dont have any hdfc card)

2)regularly shopping in croma (high value transaction)

Yea for point 1 but not for many people, no for point 2.

On recharge/bill payment, does neu plus give 7% also? As sbi cb wont give more than 1%.

justforcoupon wrote:

U can get 2% extra on Tata neu app spends. Apart from that if u don't hold any HDFC card already then it will benefit u in sales.

I opted for Rupay variant as most of my CCs are Visa Variant.

kartikxxx wrote:

Yea for point 1 but not for many people, no for point 2.

On recharge/bill payment, does neu plus give 7% also? As sbi cb wont give more than 1%.

your card varient is 2% in recharge/bill

(If 1499 rs charges then 5%)

EkakiAmi wrote:

your card varient is 2% in recharge/bill

(If 1499 rs charges then 5%)

Scorpion wrote:
But the sad truth is the Rupay variant Tataneu plus card is not getting applied for bank discounts in many websites.

Experienced this for 2 months and got it converted to visa variant by shooting a mail to grievance team.

At first, Opted for Rupay variant for the same reason which you have mentioned.

HDFC Tata Neu RuPay credit card applied on all HDFC bank offers.

Only Samsung website sometimes getting payment gateway page error problem but last time HDFC bank fix it. Infact Samsung website No-cost EMI transaction also worked last time through HDFC Tata Neu RuPay credit cards.

Note - RuPay credit cards EMI transaction is not live on all merchant website thats why some people told discount not working but NON-EMI transactions offer worked HDFC Tata Neu RuPay credit cards. If you are planning to use for EMI transaction then you will face some problem on some websites, otherwise apply for HDFC Tata Neu RuPay credit card and use for HDFC bank offers.

@justforcoupon

@kartikxxx

@ashb009

@Random123

abhishek012 wrote:

HDFC Tata Neu RuPay credit card applied on all HDFC bank offers.

Only Samsung website sometimes getting payment gateway page error problem but last time HDFC bank fix it. Infact Samsung website No-cost EMI transaction also worked last time through HDFC Tata Neu RuPay credit cards.

Note - RuPay credit cards EMI transaction is not live on all merchant website thats why some people told discount not working but NON-EMI transactions offer worked HDFC Tata Neu RuPay credit cards. If you are planning to use for EMI transaction then you will face some problem on some websites, otherwise apply for HDFC Tata Neu RuPay credit card and use for HDFC bank offers.

@justforcoupon

@kartikxxx

@ashb009

@Random123

Thanks so much, I'll apply for Infinity RuPay tomorrow

ashb009 wrote:

Thanks so much, I'll apply for Infinity RuPay tomorrow

guest_999 wrote:
Have you confirmed you will get infinity & not plus card after clicking on card application banner & proceed to the next step?

You can take rupay for rupay offersi guess though i would recommend the infinite variant instead of the plus one.

ashb009 wrote:
I was a bit skeptical about getting RuPay or VISA so wanted to do a bit of research before I did that. Now I am confident and will try applying in the morning (in working hours for better chances of smooth approval process). I will update my experience with it here tomorrow. 

In email and app, I'm getting offer of both in Finance section.

But at the end it will show only plus card

Tanmayyy wrote:

You can take rupay for rupay offersi guess though i would recommend the infinite variant instead of the plus one.

Hmm, they are not offering infinity

abhishek012 wrote:

HDFC Tata Neu RuPay credit card applied on all HDFC bank offers.

Only Samsung website sometimes getting payment gateway page error problem but last time HDFC bank fix it. Infact Samsung website No-cost EMI transaction also worked last time through HDFC Tata Neu RuPay credit cards.

Note - RuPay credit cards EMI transaction is not live on all merchant website thats why some people told discount not working but NON-EMI transactions offer worked HDFC Tata Neu RuPay credit cards. If you are planning to use for EMI transaction then you will face some problem on some websites, otherwise apply for HDFC Tata Neu RuPay credit card and use for HDFC bank offers.

@justforcoupon

@kartikxxx

@ashb009

@Random123

Will this rupay works on Amazon friday offer?

kartikxxx wrote:

Will this rupay works on Amazon friday offer?

Amazon Friday offer only for Rupay Debit Cards. Not Credit cards.

Scorpion wrote:

Amazon Friday offer only for Rupay Debit Cards. Not Credit cards.

1. If no loans planning in near term take LTF offer.

2. Rupay. May help in UPI transactions in future.

3. Impossible to answer such. Can't predict.

When I got the email it was showing LTF but after verification  it changed to paid version when again a week later I got a 2nd email then I got it as LTF.

neel648 wrote:

When I got the email it was showing LTF but after verification  it changed to paid version when again a week later I got a 2nd email then I got it as LTF.

kartikxxx wrote:

abhishek012 wrote:

HDFC Tata Neu RuPay credit card applied on all HDFC bank offers.

Only Samsung website sometimes getting payment gateway page error problem but last time HDFC bank fix it. Infact Samsung website No-cost EMI transaction also worked last time through HDFC Tata Neu RuPay credit cards.

Note - RuPay credit cards EMI transaction is not live on all merchant website thats why some people told discount not working but NON-EMI transactions offer worked HDFC Tata Neu RuPay credit cards. If you are planning to use for EMI transaction then you will face some problem on some websites, otherwise apply for HDFC Tata Neu RuPay credit card and use for HDFC bank offers.

@justforcoupon

@kartikxxx

@ashb009

@Random123

Never Ever take Paid Rupay cards u will regret later 

I recommend Visa LTF Card version don't go for rupay 

Rupay won't show merchant name, 

Rupay won't work on all websites 

Sometimes offers excluds Rupay cards 

Keep in mind and apply 

Stay Away From RUPAY And Stay Tension Free

Scorpion wrote:
But the sad truth is the Rupay variant Tataneu plus card is not getting applied for bank discounts in many websites.

Experienced this for 2 months and got it converted to visa variant by shooting a mail to grievance team.

At first, Opted for Rupay variant for the same reason which you have mentioned.

ontherocks wrote:
Does it not work on HDFC offers (where it doesn't specify the platform) or on Rupay offers (where it doesn't specify bank) or both?