Need help regarding credit card usage
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Today I’m going to buy jewellery in an offline showroom using credit Card. I’ve Amazon pay icici and HDFC regalia credit card. I want to know if Amazon card will give 1% cashback on offline jewellery shop or I’ve to use regalia card which gives around 1.3 %. Also please tell me whats the reward redemption charge in regalia Card
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Okay what will be the difference between amazon and regalia. Reward redemption charge is there in hdfc??
Regalia is good only if one can reach the bonus reward point milestone. It gives 15000 points for 5L spends and additional 5000 points for 8L spends. Better used Apay ICICI card if 5L target cannot be achieved.
10000 bonus points for 5L and additional 5000 points for 8L
Not sure about exactly what happens, but as per
https://www.amazon.in/cbcc/mark...ge
1% is given on everything except fuel and gold.
So I guess it might depend on the merchant category code of the shop, or maybe since not yet misused 1% is given in jewellery shops.
Experienced users might be able to confirm though. I just wanted to point out the T&C.
Except gold I saw your post after I used my card 🥺
Apay gives 1% outside amazon.. better use regalia